Latest from Personal Debt

Diana Clement: Plan your way to a better financial future

OPINION: Ask yourself what makes you happy and how your finances affect that.

Diana Clement: Protect vulnerable family members from financial exploitation

OPINION: The 70,000 New Zealanders living with dementia may be an easy target.

Diana Clement: How to get a pay raise

OPINION: Your income is your greatest asset.

Diana Clement: Squirrelling money away gives you options in life

OPINION: There are things worth saving for other than property.

Diana Clement: What's your tolerance to risk?

OPINION: Be prepared for the worst and ride it out when it comes.

Diana Clement: Reduce food waste and save money

OPINION: Kiwi households are throwing away up to a third of groceries.

Diana Clement: How to downsize your life to save money

OPINION: You'll be wealthier in more than just your finances.

Diana Clement: Do you know your credit score?

OPINION: Struggling to get a loan, tenancy or a mortgage? This could be your problem.

Diana Clement: Boomerang kids moving home in droves to save for house deposit

OPINION: Swallow your pride and make sacrifices.

Diana Clement: Eating more healthily can save you money

OPINION: Pack your meals with veg and eat less meat.

Diana Clement: The pitfalls of buying your first car

OPINION: Your first set of wheels is an emotional purchase.

Diana Clement: Best tips for new sharemarket investors

OPINION: A small sum invested is a great way to start.

Diana Clement: Do you know where all of your family's investments are?

OPINION: Beneficiaries might never be aware of money owed to them.

Diana Clement: Break down your budget into easy chunks

OPINION: Consider these tried and tested rules.

Diana Clement: The 10 commandments of personal finance

OPINION: Setting rules can make managing your money a whole lot easier.

Diana Clement: Think 'I can' and make your dreams work

OPINION: The right mental attitude goes a long way.

Diana Clement: Let's stop victim-blaming people who get scammed

OPINION: When we blame victims, we take the blame off the offenders.

Diana Clement: Give yourself the best chance of a decent retirement

Look after your future self.