Latest from Personal Debt

When should you pay off the mortgage, and when should you invest?

OPINION: There are advantages and disadvantages regarding this perennial question.

'I did this to myself': How she spiralled into $8400 debt and insolvency

She's speaking out to warn others of the dangers of impulse shopping and ignoring debt.

BNZ cuts some home loan rates after rivals make moves

Less-hawkish tone, property glut part of wider landscape influencing banks.

Major banks drop home loan rates

Big bank reacts to OCR move, inflation jitters.

What you need to know about likely mortgage rule changes

The possibility of debt-to-income ratios being used has worried first home buyers.

Homeowners under pressure as mortgage arrears hit near four-year high

Mortgage arrears climbed 21 per cent last year.

When should you divide up debts with an ex-partner?

OPINION: There are generally five types of relationship debt.

'Families feel so much pressure to buy': How to do Christmas on a budget

With finances tight, many families may need to approach festivities differently.

How to avoid a Christmas financial hangover lasting 'long after the fun is over'

'It is a time of giving, you don’t want to give yourself a headache in the new year.'

Mary Holm: Should I pay off the mortgage or put all my money into KiwiSaver?

OPINION: When the division of an estate comes between families.

Borrowers forced to dig deeper as home loan test interest rates jump again

One bank is now testing at over 9 per cent.

Nation of Debt: Kiwis putting more on the plastic to cope with the cost of living

How the economic slowdown is stretching household budgets.

The ‘new norm': Are home loan borrowers getting used to higher interest rates?

Signs are there, but a mortgage broker says there is worse to come for some.

Latest data suggests ‘possible floor approaching’ in plummeting house prices

New reports from OneRoof, Corelogic and ANZ all suggest house prices may have bottomed out

MSD debt balloons to $2.4 billion, family debt rises 25 per cent in a year

Campaigner says Govt inquiry needed to reveal true extent of poverty in NZ.

Latitude Finance hack: Thousands of requests to replace driver licences

There is concern, frustration and a huge 'rigmarole' after the massive data breach.

Premium: Liam Dann talks to Westpac's new chief economist about inflation woes

NZ Herald Business Editor at Large Liam Dann talks to Westpac's new chief economist Kelly Eckhold about inflation woes globally and in Aotearoa. Video / NZ Herald

Wide range of Kiwis facing financial difficulties

Inaction is not going to work out if you’re already struggling.