Economy'Bubble about to burst'Auckland's sizzling property market could bring New Zealand's economy crashing down, a global economic expert warns.19 Apr 04:15 PM
OpinionBernard HickeyBernard Hickey: Key's election strategy plays on voters' mortgage fearsPM John Key knows homeowners in the electorally crucial mortgage belts of Auckland are nervous about rising mortgage rates, writes Bernard Hickey.05 Apr 04:15 PM
New ZealandGuide to the best mortgage ratesHomeowners could save more than $90,000 over the life of their mortgages by shopping around, according to an analysis of 95 floating home loans.02 Apr 03:15 PM
OpinionDamien Grant: Few certainties in the world of economicsShould you fix your mortgage? This is an important question and if I knew the answer I would tell you, writes Damien Grant.22 Mar 03:15 PM
Banking and financeHeat on mortgage holdersHomeowners are being warned to prepare for harder times as the days of low interest rates come to an end.13 Mar 04:30 PM
Official Cash RateLoans plan impact low: economistThe impact of the Reserve Bank's curbs on mortgage lending at high loan-to-value ratios (LVRs) on the housing market has been pretty modest so far.05 Mar 04:30 PM
Banking and financeMortgage poser loomingInterest rates are likely to rise - so what should you do with your home loan?01 Mar 04:30 PM
PropertyBuy a bach and bank on rentBaches in some parts of the country can command enough rent in one month over summer to cover half the year's mortgage repayments.26 Jan 02:24 AM
Banking and financeBanks 'stress-testing' mortgagorsMajor banks are "stress-testing" mortgage borrowers to ensure they will be able to meet repayments when higher interest rates hit.22 Jan 04:30 PM
Banking and financeBank ignites new mortgage warThe latest deal from a New Zealand bank to lure in new customers with "free" money and zero fees comes with a warning tag from financial experts.20 Jan 04:30 PM
BusinessMajor banks yet to spell out changes in lendingBanks are still finalising how they will deal with the Reserve Bank's exemption for home-building loans.19 Jan 04:30 PM
BusinessHousing surge makes Aust rate cut unlikelyRising home loan approvals are another sign that the Australian housing recovery is in full swing, making another cash rate cut unlikely.13 Jan 04:30 PM
Banking and financeBanks eye low-deposit loansBanks are showing more interest in making low-deposit home loans after cutting back hard before Christmas, but it is mainly investors who are taking advantage.08 Jan 04:30 PM
BDBDBanking and financeAverage house price hits $700kAuckland's average house price rose to a record in December as property values benefited from a lack of supply heading into summer.07 Jan 10:55 PM
BusinessKiwibank lifts ratesKiwibank has become the third bank to lift its mortgage rates in a week.22 Dec 11:49 PM
Banking and financeNational house prices up againNational house prices rose $17,475 last month to reach a $425k median. But are falling sales numbers a sign that new loan rules are starting to bite? (with new infographic)10 Dec 10:30 PM
OpinionBrian FallowBrian Fallow: Home buyers beware - rates are set to riseBorrowers need to be aware that current market pricing implies a rise in interest rates of around 2 percentage points over the next two years, writes Brian Fallow.04 Dec 08:30 PM
Banking and financeAuckland house prices' hot NovemberAuckland house prices rose at the rate of $677 a day in November, based on the average price increase from October to November.03 Dec 08:50 PM
Official Cash RateLow deposit lending halvedThe share of new mortgage lending going to borrowers with low deposits halved in October, the first month in which the Reserve Bank's curbs on such loans applied.27 Nov 11:22 PM
Official Cash RateLVR limits ease pressureLending restrictions are starting to ease the pressure on the property market but first-home buyers are still finding it tough as prices and interest rates creep up.26 Nov 06:28 AM
Official Cash RateHousing affordability worsensDespite the introduction of the Reserve Bank's lending restrictions, home affordability has continued to worsen according to a new report.25 Nov 09:20 PM
New ZealandMortgage woe loomsHomeowners who have stretched their budgets to get into the housing market in the past two years are likely to feel the squeeze as interest rates rise.23 Nov 07:27 PM
Official Cash RateRules won't slow building: WheelerThe Reserve Bank doubts its curbs on mortgage lending at high loan-to-value ratios will have a material counter-productive effect on house building.13 Nov 04:30 PM
BDBDBanking and financeProperty prices up in OctoberNZ's median house price rose 1.9 per cent to a record in October, although sale volumes were dented as Reserve Bank lending restrictions began to bite.11 Nov 10:30 PM
Banking and financeAuckland house prices hit all-time highAuckland house prices hit an all-time high, Barfoot & Thompson data just out showed, despite Reserve Bank lending restrictions.04 Nov 09:44 PM
Banking and financeHome buyers pick price riseThe Reserve Bank's restrictions on low-deposit mortgage lending have yet to dent expectations that house prices will rise.04 Nov 04:30 PM
Banking and financeNew-home builds on holdOne of NZ's largest home builders says new loan restrictions have cost it 24 new-home builds in the first month alone - and it expects more as the policy bites.30 Oct 04:30 PM
OpinionMary HolmMary Holm: Home loans - time to float or fix?Home-loan risk can be spread by keeping some floating and the rest fixed over both shorter and longer terms.25 Oct 04:30 PM
Banking and financeProperty prices jump $10k in SeptemberNational property prices rose by $10,000 in September, taking the median house price back to a record high reached earlier this year.14 Oct 02:05 AM