Mortgage rates have dropped again. SBS Bank is offering a 4.85 per cent rate for an 18-month term - the lowest deal around.

The sub-5 per cent mortgage rate is back - three major banks have dropped fixed term rates in the last week.

ASB customers should be in line for a drop in their home loan interest rates this month.

Two more major banks have announced mortgage rate cuts following the Reserve Bank's decision yesterday to lower the official cash rate.

The Reserve Bank's decision to lower the official cash rate has been heralded as a positive move for house buyers outside Auckland.

Personal finance and investing columnist Brent Sheather on the pitfalls of home equity release arrangements or reverse mortgages.

As the average price of an Auckland home hits over $800,000 more people are turning to friends to help them get into the property market.

Sixty is the new 50 even when it comes to mortgages.

Westpac could join a mortgage-rate battle after Kiwibank and ANZ slashed their home loan rates.

ANZ and KiwiBank have cut their mortgage rates as speculation grows the Reserve Bank will cut the OCR.

The number of mortgage holders paying break fees to cash in on near record-low interest rates has jumped, with some homeowners saving thousands from the switch.

New lending rules targeting Auckland residential property investors will cool the market - but the city's "gravitational pull" will counter any impact, John Key says.

REINZ figures show the national median house price fell 4.2 per cent in April, but rose 18pc in Auckland.

I've recently separated from my wife and taken a mortgage on my home to pay a separation settlement. Can I use my KiwiSaver to pay into the home loan?

China's biggest bank has begun making inroads into this country's mortgage market.

Labour leader Andrew Little says the Reserve Bank should target property speculators to ease the pressures on the Auckland housing market.

Andrew Little says a speech from the Reserve Bank deputy governor was effectively saying there was a housing crisis – something John Key had refused to accept.

Sydneysiders take comfort...Aucklanders are suffering more when it comes to buying a house.

Entry-level Auckland home buyers are opting for older houses on smaller sections in need of considerable DIY work.

Nearly one in five Auckland first-home buyers now spends more than six years saving for a deposit, delaying the home ownership dream while prices rise.

Mortgage payments for Auckland's most affordable homes are costing first-time buyers nearly half their take-home pay each week, a new report shows.

My bank has been harassing me to refix my mortgage. I've been getting reminders for a month and there is still another month to go before my current contract ends.

Shopping around for a mortgage could save New Zealanders up to $28,500 over the lifetime of a loan, according to a new survey of home lending.

Fewer Kiwi homeowners are being forced to sell their houses as the economy grows.

Mortgage lenders have noticed an upswing in the number of people withdrawing money from KiwiSaver for a first home.

Like any successful politician, Prime Minister John Key knows a week is a long time in politics, writes Bernard Hickey.