Latest from Mortgages

ANZ cuts home loan rates, lowest rate in three years

The bank has cut all of its home loan rates and the majority of its term deposits.

First-home buyers getting older as affordability remains elusive

First-home buyers are on average up to three years older than they were in 2019.

Banks drop interest rates after Reserve Bank cuts OCR

The Official Cash Rate was dropped from 3.5 to 3.25%. ANZ and BNZ have begun moving.

Jenée Tibshraeny: Has the Reserve Bank shot itself in the foot?

Uncertainty could spell more OCR cuts ... or not.

Major NZ bank cuts home loan rates ahead of OCR decision

The Reserve Bank is widely expected to cut the Official Cash Rate tomorrow.

Hayden Wilson: Budget 2025 - A pass mark, with reservations

Opinion: Budget's bold tax move could spur business investment.

Nearly 500k people behind on loan payments, mortgage arrears hit eight-year high

The OCR has fallen 200 basis points since August, but home owners are still struggling.

Floating rate fad helps Westpac's profit grow 10%

Bank reports $525 million profit in six months.

‘Rate wars’: How much further will they fall?

'The fixation with short fixes might be about to come to an end,' says Kelvin Davidson.

Sex workers say banks are making life more difficult

Claims of illegal rejection from mortgage brokers, rude questions from nosey bankers.

What home loan borrowers are doing - have they made the right call?

Mortgage broker says more people are fixing for longer.

IMF cautions Govt against pushing Reserve Bank too hard

Organisation releases findings of NZ economy review.

The banking app where you can get below-advertised mortgage rates

Dosh says it hopes to drive competition in the banking sector.

Letters: NZ’s housing market model is unsustainable

OPINION: House price increases cause economic harm, a Weekend Herald article says.

Mortgage rates: How low can you expect rates to go?

Home owners are switching to longer-term rates as the bottom of the cycle nears.

Interest rates are falling, so why did mortgage arrears hit an eight-year high?

Mortgage arrears at their highest level since March 2017.