Latest from Mortgages

Mary Holm: Is it better to be in the real estate market - or on the sidelines?

A young couple tired of house hunting may be happier taking a breather for a while.

The move that could make house prices drop 1-2 per cent

The Reserve Bank is proposing to bring back loan to value ratios by March 1.

Deferred loans head 'back to normal' - Bankers Association

Most of those who deferred home loan repayments due to Covid-19 are now back on track.

Mortgage strain: The growing financial burden carried by over-65s

The average age of a first time mortgage holder has risen by five years since 2012.

Mortgage wars: NZ's lowest-ever floating rate unveiled

A smaller NZ bank is undercutting the bigger players.

Mortgage wars: Bank slashes two-year home loan rate

TSB has moved to undercut the big four banks.

When will home lending restrictions come back?

Kiwibank economists say high-risk lending isn't back to levels seen in 2013.

Investors snapping up homes in 'hyped-up market'

Despite thousands needing mortgage holidays, speculators are rushing into the market.

Mortgage deferral scheme to be extended

The Reserve Bank has reached an in-principle agreement with the banks.

Your mortgage: Should the home loan holiday be extended?

Just 391 applicants were approved for mortgage deferral in the week to July 24.

Mary Holm: Who needs to be a millionaire to retire? Not you

Don't be put off saving by claims that you need a huge sum to retire on.

Christopher Niesche: Will Aussie mortgage holiday extension delay the inevitable?

Almost 900,000 home borrowers and businesses have deferred AU$266 billion worth of loans.

Reserve Bank mulls mortgage holiday extension

Australia has extended its mortgage deferral scheme by another four months.

Bank fees: When to break your home loan rate

There are some tempting deals on offer but should you go for them?

Mortgage lending recovers, banks remain ultra-cautious

The removal of LVRs has had little effect on bank lending.

Funding for property development and subdivisions dries up

Developers will have to hold on until financiers feel more confident again.