Interest ratesSurging mortgage rates: Reserve Bank fears thousands of first-home buyers in troubleThousands of first home buyers could be in trouble as interest rates rise.17 Apr 05:00 PM
PremiumPremiumBanking and financeLiam Dann: OCR double hike signals Reserve Bank ready to move faster on inflationRBNZ looks prepared to hike rates faster but not necessarily to a higher peak.13 Apr 06:00 AM
Banking and financeOCR hike: ANZ moves first to lift mortgage ratesBrace for higher mortgage rates sooner.13 Apr 05:50 AM
PremiumPremiumOfficial Cash RateRBNZ wanted Govt to wait before making changes to credit lawLegal expert warns tweaks will do little to address major issues.15 Mar 06:30 PM
PremiumPremiumEmploymentInflation Nation: Why the cost of living is rising and what we can do about itThe pandemic triggered the return of inflation, now war has amplified the price pain.13 Mar 06:00 AM
Personal FinanceGovernment tweaks controversial home lending rulesThe Credit Contracts and Consumer Finance law was tightened on December 1.11 Mar 04:20 AM
PremiumPremiumPersonal FinanceLower-risk borrowers more affected by credit law changeThe law change was designed to protect vulnerable borrowers but its effect is different.03 Mar 04:23 AM
PremiumPremiumOpinionMark Fowler: The housing market conundrumSome are predicting a big drop in house prices.27 Feb 02:58 AM
PremiumPremiumBanking and financeHome loan applications sharply down, Kiwibank boss saysChief executive says the "kitchen sink" has been thrown at the housing market.24 Feb 04:00 PM
Banking and financeANZ lifts floating home and business loan ratesThe move comes after the Reserve Bank increased the official cash rate.23 Feb 10:50 PM
Banking and financeMortgage rates set to rise further after RBNZ lifts cash rateProperty price growth could fall below 5 per cent this year, an economist says.23 Feb 04:33 AM
Banking and financeThe $2500 hitch: ANZ reopens door to low-deposit home loan borrowersBorrowers will have to meet a number of criteria to qualify.21 Feb 04:23 AM
PoliticsClark rebuffs National lending offerDavid Clark has rebuffed a National offer to fix the mortgage lending crisis.17 Feb 01:13 AM
Personal FinanceDavid Clark: Govt will move quickly on credit law changesThe minister said he had already received feedback from the banks.16 Feb 08:39 PM
PremiumPremiumEditorialEditorial: Time for economy to take its medicineOPINION: Our editorial picks interest rates to rise again next week...and keep rising.16 Feb 04:00 PM
PremiumPremiumPoliticsHalf of first-home buyers could be in mortgage distress when rates riseThe warning comes from a Reserve Bank briefing to Finance Minister Grant Robertson.11 Feb 04:00 PM
PoliticsNational promises bill to fix credit crunchNicola Willis and Andrew Bayly think they have a fix to home buyers' credit woes.09 Feb 04:03 AM
Banking and financeThe Covid impact: Kiwis want bigger, better homes and to move away from AucklandRenovation is high on the list for those staying put: survey08 Feb 04:05 AM
PremiumPremiumBanking and financeCredit crunch or responsible lending? Has the law gone too far?The consumer finance law was tightened on December 1 but has it gone too far?03 Feb 04:00 PM
New ZealandMortgage or therapy: Man felt forced to lie to secure home loanDunedin man forced to end therapy to get mortgage.30 Jan 04:00 PM
PremiumPremiumAged careBrokers' Picks: The hot stocks to watch in 2022Results of the Herald's annual stock-picking game are in ... and the top picks for 2022.27 Dec 10:37 PM
PremiumPremiumPersonal FinanceFinance Minister's warning to highly indebted home loan borrowersDeputy Prime Minister speaks at the Financial Services Council conference.06 Dec 04:42 AM
PremiumPremiumBusinessMark Lister: OCR hikes - this is going to hurtCOMMENT: Mark Lister says the next 12 months is going to be eventful for the economy26 Nov 09:00 PM
PremiumPremiumBanking and financeLending clampdown: The options left for first-home buyersBanks have virtually shut up shop for low deposit lending on existing properties.23 Nov 04:40 AM
PremiumPremiumEditorialEditorial: Interest rate rises just getting startedMortgages will cost more but rates are still low by historic standards.18 Nov 04:00 PM
PremiumPremiumBanking and financeFastest in 15 years: Home loan interest rates surge - and more to comeReserve Bank is expected to lift the cash rate again next week.17 Nov 04:00 PM
PremiumPremiumPersonal FinanceWhy borrowers may have to wait longer for a loanAnd some may get turned down for loans that would have been approved in the past.25 Oct 02:00 AM
PremiumPremiumBusinessLandlords say tax loophole is 'bribe' to switch to social housingTax breaks a huge incentive for landlords to evict hard workers - rent to social housing.24 Oct 05:00 PM
PremiumPremiumEconomy'Ugly' new survey captures Auckland business despairMore than 20 per cent of Auckland SME's said they didn't expect their business to survive.21 Oct 04:24 AM
PremiumPremiumPersonal FinanceOCR rise: What it means for your mortgageANZ and Kiwibank to increase variable rates for borrowers.06 Oct 04:32 AM
PremiumPremiumEconomyOCR watch: NZ set to move first on interest rates in Asia PacificThe cycle of super cheap debt is coming to an end, writes CMC Markets GM Chris Smith.04 Oct 08:16 PM
New ZealandNo rent rise freezes, mortgage deferrals 'at this stage'No sign yet of the mortgage holidays and rent freezes of 2020's lockdown.23 Aug 06:40 AM
PremiumPremiumPersonal FinanceNation of debt: An extra $50 billion on the houseMortgage debt has ballooned to over $317 billion.22 Aug 05:00 PM
PremiumPremiumPersonal FinanceNumber of borrowers with million-dollar mortgages doubles in just four yearsThe number of borrowers with million dollar plus mortgages has doubled in four years.13 Aug 05:00 PM