Latest from Mortgages

Refixing the mortgage? Should you float or fix – and for how long?
Latest Official Cash Rate cut sparks another round of mortgage wars.

Mary Holm: We came to NZ with nothing and managed to buy a house
OPINION: But it's not so easy for those with physical or mental health issues.

Mortgage wars: Another major bank cuts home loan rates
ASB joins ANZ in cutting its fixed mortgage rates.

Middle-aged stress: Financial hardships rise despite mortgage relief
Those between 35 and 49 are experiencing the highest rate of financial hardships.

ANZ cuts home loan rates, lowest rate in three years
The bank has cut all of its home loan rates and the majority of its term deposits.

First-home buyers getting older as affordability remains elusive
First-home buyers are on average up to three years older than they were in 2019.

Banks drop interest rates after Reserve Bank cuts OCR
The Official Cash Rate was dropped from 3.5 to 3.25%. ANZ and BNZ have begun moving.

Jenée Tibshraeny: Has the Reserve Bank shot itself in the foot?
Uncertainty could spell more OCR cuts ... or not.

Major NZ bank cuts home loan rates ahead of OCR decision
The Reserve Bank is widely expected to cut the Official Cash Rate tomorrow.

Floating rate fad helps Westpac's profit grow 10%
Bank reports $525 million profit in six months.

Liam Dann: RBNZ needs to cut interest rates further and faster
OPINION: The only certainty around the economic direction right now is uncertainty.

‘Not making the connection’: Kiwis grim over cost of living despite economic upturn
Pessimistic outlook despite steady inflation and falling interest rates.

House prices flat to start 2025 – the regions faring better than others
First-home buyers continue to make up a larger share of the overall market.

Ten things that might be a waste of money
Most people spend money on things they think they probably shouldn’t.

What Trump’s tariffs mean for mortgage interest rates
The new US tariffs have shaken international markets, causing a global share plunge.

This tip could help boost your mortgage strategy
Experts suggest considering the two-year 4.99% rate for stability.

Signs of optimism as number of Kiwis behind on payments falls
Mortgage arrears also appeared to stabilise over the month.

Bank offers retirees loan to buy into village without selling house first
The offer for those waiting for a more favourable housing market comes at a price.

Home loan wars: Major bank cuts rates again
ASB is making changes to some of its longer-term fixed mortgage rates.

‘Rate wars’: How much further will they fall?
'The fixation with short fixes might be about to come to an end,' says Kelvin Davidson.

Sex workers say banks are making life more difficult
Claims of illegal rejection from mortgage brokers, rude questions from nosey bankers.