The Reserve Bank of Australia is likely to keep the cash rate on hold this week as it awaits the outcome of the federal election and allows the August rate cut to work.

Experts say tighter mortgage lending rules will only a partially ease house prices, writes Jamie Gray.

Now that we know what the Reserve Bank is doing by way of curbs on low-deposit mortgage lending the question is whether it will work, writes Brian Fallow.

New loan restrictions mean the "poor middle-class" hoping to buy their first home will be left out in the cold as banks cherry pick their ideal customers.

The Reserve Bank has moved a step closer to curbing the low-equity housing loans that banks can make.