Graeme Wheeler delivered a trenchant defence of the bank's curbs on high loan-to-value ratio home loans yesterday when challenged by National MP Jami-Lee Ross that the regime had been "almost too effective".

The Reserve Bank is indicating the removal of restrictions on high loan-to-value home loans may be gradual rather than a now-you-see-it, now-you-don't affair.

The Reserve Bank is developing a stress testing framework for the nation's lenders to gauge their health in the event of a downturn.

The Reserve Bank's restrictions on low deposit mortgage lending took more borrowing out of the system than expected.

The number of house sales fell 20 per cent last month, with sales declining across all regions, but prices continue to rise, latest figures show.

The Reserve Bank's curbs on bank lending to low deposit borrowers could be removed by the end of the year.

First home buyer numbers had picked up nationally in March according to new figures from QV out today. So what happened where you live? Check our infographic.

The contrary view to Labour's plan for monetary policy and savings goes broadly like this: It is a cute idea but it won't work, writes Brian Fallow.