Latest from Mary Holm on investing

Mary Holm: Check rollover rate on term deposits

These days, asking for more seems like a really good idea - especially for someone armed with information on higher interest rates, writes Mary Holm.

Mary Holm: Sellers, do your homework on do-ups

Mary Holm: Risks take shine off gold investment

I came across your website, www.maryholm.com, which is why I am reaching out to you because I respect you as an authority in the field of finance and investments.

Mary Holm: Cashing-up can lead to frustrating delay

I was somewhat surprised to learn that one fund manager has requested 63 days' notification prior to paying out, and it doesn't end there, writes Mary Holm.

Mary Holm: It's never too late to own a home

While it's not ideal to be making any mortgage payments after you retire, the payments might well be less than rent, writes Mary Holm.

Mary Holm: Risks of family property deals

I'm a 61-year-old single woman who is trying to work out how to have some cash when I retire.

Mary Holm: Laddering deposits helps reach goals

Mary Holm: KiwiSaver needn't be only scheme

Who cannot join KiwiSaver once you are 18? Anyone in government superannuation schemes like teachers cannot join, presumably because they already have a scheme.

Mary Holm: Houses help to anchor the family

When weighing the pros and cons of owning your own home, the sense of security is important for parents, writes Mary Holm.

Mary Holm: Get-rich scheme risky

Mary Holm casts her eye over a potentially risky investment scheme...

Mary Holm: It's a hard road having to start again

Mary Holm: Planning for mortgage interest rises

Mary Holm: Mums often know best about money

My mother is somehow convinced that paying off my mortgage in fortnightly repayments is better than monthly ones.

Mary Holm: Timing is the key in exchange rates

With quantitative easing muddying economies, it's hard to know when to convert currency into kiwi dollars.

Mary Holm: Raiding KiwiSaver OK to buy house

Q: My 29-year-old daughter has finally settled into a career position with a stable employer who offers no pension plan other than a contribution to KiwiSaver.

Mary Holm: Long-term renting can have pitfalls

Mary Holm: Use windfall to pay off the mortgage

I'd appreciate some quick advice about what to do with a $4500 "windfall".

Mary Holm: OE savings launch a share passion