BusinessMary Holm: A mortgage-rental dilemmaA young couple wonder if they should reduce their loan or invest in property.11 Dec 04:00 PM
OpinionMary HolmMary Holm: Peer-to-peer lending qualmsMary Holm talks peer-to-peer lending, smart investing and replacement businesses.11 Dec 03:00 AM
OpinionMary HolmShopping around for insurance worth itOPINION: The savings you can make shopping around for insurance are certainly worth the hassle, writes Mary Holm.04 Dec 04:00 PM
OpinionMary HolmMary Holm: Save now and enjoy laterMary Holm answers questions on inheritance, investments, Kiwisaver and property.30 Oct 03:00 PM
OpinionMary HolmMary Holm: Is greed feeding the property boom?To what extent would you attribute the rise of house prices in Auckland over the past 10 years to the greed of vendors and real estate salespeople?23 Oct 04:00 PM
OpinionMary HolmMary Holm: Rewarding trip has ups and downsInvesting in bonds need not leave you shaken or stirred. Mary Holms explains what bonds are and and how they rate as an investment.02 Oct 04:00 PM
OpinionMary Holm: Add KiwiSaver to your super mixYou may already have one savings scheme, but two can be even better.25 Sep 09:52 PM
OpinionMary HolmCan I have more than one super scheme?Mary Holm looks at selling up rental properties, more than one super scheme and who owns an inheritance?23 Sep 12:10 AM
OpinionMary HolmMary Holm: Perils of dodging the hurricanesTrying to predict where the market is going is a more dangerous strategy than digging in and staying put.18 Sep 09:21 PM
OpinionMary HolmLowdown on high-risk KiwiSaver fundsA reader asks Mary Holm: Is it true I could lose all my KiwiSaver fund if the investment crashed?04 Sep 12:35 AM
OpinionMary HolmMary Holm: Care costs can eat at savingsYour advice to retirees to get out there and live it up - and not worry about investing money, or putting it into term investments - is probably a good idea.28 Aug 05:00 PM
OpinionMary HolmMary Holm: Is it OK for retirees to live it up?Mary Holm responds to readers financial questions - should old people spend the money and live it up?28 Aug 01:40 AM
OpinionMary HolmMary Holm: Teen's card shock a cautionary taleQ: A few years ago my daughter entered the workforce. She got a credit card with a limit of $500. Within a year the bank sent a letter raising the limit to $10,000.21 Aug 01:00 AM
OpinionMary HolmMary Holm: Enjoy your nest egg while you canTying up money in a property investment could be more hassle than it's worth for a recently retired couple still young enough to splash out on themselves.14 Aug 05:00 PM
OpinionMary HolmMary Holm: How to win the credit card gameWinners pay off their debt in full each month, so they never pay any interest. If you're not in a position to do that, please - stop using your card.07 Aug 05:00 PM
PropertyProperty buying can mean big risksInvestors must be sure they won't be forced to sell at some point, because that's when hefty losses can hit.24 Jul 05:00 PM
OpinionMary HolmMary Holm: Financial advisers' fees lack clarityI've edited your long letter, which went into more detail about how hard it was to get a clear picture of fees, commissions and so on. I agree that's poor.17 Jul 05:00 PM
OpinionMary HolmMary Holm: No magic bullet for beating marketOne reader thinks he's cracked it through by topping up monthly KiwiSaver losses and at lower prices.10 Jul 05:00 PM
OpinionMary HolmMary Holm: A gift horse's mouth worth scrutinyWomen's gifting circles and promises of rich returns are raising concerns for some people about their legality, writes Mary Holm.03 Jul 05:00 PM
OpinionMary HolmAdvantages to buying your own homeMary Holm says Auckland house prices and shares may look a bit bubbly, but it’s better to focus on what you want and go for it.26 Jun 05:00 PM
OpinionMary HolmWomen's gifting circles can be a worryPartying and fun veil pressure to give to ‘worthy’ cause and could be classed as illegal pyramid schemes in US, writes Mary Holm.19 Jun 05:00 PM
Personal FinanceMary Holm: Crowdfund ventures are like fishingThe results are varied and the FMA regulates and monitors only licensed crowdfunding service providers, explains Mary Holm.12 Jun 05:00 PM
OpinionMary HolmMary Holm: Dizzying pace of KiwiSaver changesIf we signed up to KiwiSaver doesn't this make us consumers? What are our consumer rights in regard to the Government's bait and switch? I think the Government needs its feet held to the fire.05 Jun 05:00 PM
OpinionMary HolmMary Holm: Saving for family valuesRevolving credit mortgage means you borrow only when you have to and makes your money work harder, writes Mary Holm.29 May 05:00 PM
OpinionMary HolmRule changes aid first-home buyersHomeStart grant and KiwiSaver withdrawals can be used for deposits, provided conditions are met, Mary Holm writes.22 May 05:00 PM
Banking and financeMary Holm: Banks should cope if housing divesWhatever lies ahead, your best bet is to avoid any position in which you have to sell - mortgagee sale or not, advises Mary Holm.15 May 05:00 PM
OpinionMary HolmLaw needs to relax on kids' KiwiSaverRules can mean it’s easier for single-parent child to get passport or medical care than to join savings scheme, Mary Holm writes.08 May 05:00 PM
OpinionMary HolmCashing up from Auckland's boomSelling in city and buying a cheaper property either north or south could mean plenty of money to invest, Mary Holm writes.24 Apr 05:00 PM
OpinionMary HolmMary Holm: KiwiSaver payment options limitedBut diversification by spreading savings among different funds and providers allows investors to reduce risk.17 Apr 05:00 PM
OpinionMary HolmExchange-rate bets a zero-sum gameOur dollar may be soaring but don’t be tempted to speculate on currency. There’s a loser for every winner, writes Mary Holm.10 Apr 05:00 PM
OpinionMary HolmMary Holm: Super options can get you a homeCombining employer’s scheme with KiwiSaver choices opens possibilities, Mary Holm writes.03 Apr 04:00 PM
OpinionMary HolmMary Holm: Early KiwiSaver start looks well aheadThe main negative of KiwiSaver for kids is that the money is tied up until they buy a first home or retire, writes Mary Holm.20 Mar 04:00 PM
