PremiumPremiumMarketsHow a global 'tidal wave' of debt is driving up the cost of borrowingNew Zealand Government 10-year bond yields have climbed to about 4.7%.17 May 10:00 PM
PremiumOpinionMary HolmMary Holm: Why borrowing to invest rarely stacks up better than killing your mortgageOPINION: If you borrow money and also have investments, you are borrowing to invest. 08 May 05:00 PM
EconomyOECD says NZ Super age needs to rise, recommends link to life expectancyAgency supports Government's fuel crisis response, but flags need to consolidate finances.07 May 04:35 AM
Banking and financeFinance companies surge in popularity. Why isn't the Reserve Bank worried?Activity increased by about 30% over the past year.06 May 05:12 AM
PremiumPremiumBanking and financeSign of the times? BNZ takes $352m hit, as it replaces tech increasingly oftenChange of accounting treatment of software has $352m impact on BNZ's books.04 May 03:15 AM
Banking and finance'Fragile recovery': ANZ braces for more loan losses as global shocks bite01 May 12:18 AM
PremiumPremiumInterest ratesRush to lock in low mortgage rates before they rise continuesNearly 31% of the $7 billion of new mortgages issued in February were fixed for two years.13 Apr 06:04 AM
PremiumPremiumOpinionMary HolmMary Holm: ‘Don’t count your chickens’ - money lessons from a 122-year-old’s windfallOpinion: Why trying to outsmart markets and currencies can backfire on your money.10 Apr 05:00 PM
PremiumPremiumAnalysisJenée TibshraenyJenée Tibshraeny: Stagflation a bleak possibilityANALYSIS: Why the Reserve Bank could find itself between a rock and a hard place.08 Apr 10:53 PM
Interest ratesReserve Bank holds OCR at 2.25%, warns of economic weaknessThe outlook is clouded by the Middle East conflict and oil shock.08 Apr 02:50 AM
PremiumPremiumOpinionIs nuking your mortgage really the best plan?OPINION: Three mortgage and investing strategies for retirement.30 Mar 06:00 AM
PremiumPremiumOpinionMary HolmMary Holm: Sex, drugs, rock 'n' roll – and KiwiSaverOPINION: How early is too early to start saving for retirement? 27 Mar 04:00 PM
OpinionGreg Smith: Market turmoil could change the way you want your KiwiSaver investedOPINION: Most KiwiSaver funds are heavily tied to global sharemarkets and currency moves.24 Mar 04:00 PM
InflationReserve Bank unlikely to lift OCR directly in response to oil price spikeThe central bank will act if inflation shows signs of becoming embedded.23 Mar 11:23 PM
PremiumPremiumAnalysisJenée TibshraenyJenée Tibshraeny: Middle East conflict puts upward pressure on mortgage rates – for nowANALYSIS: Will banks follow ANZ's lead and adjust their rates higher?22 Mar 04:00 PM
PremiumPremiumOpinionMary Holm: Reverse mortgage or sell to the neighbours: What works best for mum?OPINION: There are lots of fish-hooks in selling to the neighbour.13 Mar 04:00 PM
PremiumPremiumPersonal FinanceRecord portion of new lending goes to first-home buyers with small depositsMore than half of January's $1.1b first-home loans went to sub-20% deposits.02 Mar 03:00 AM
PremiumPremiumOpinionMary HolmMary Holm: Embracing risk at a time when you might look to avoid it? I love itOPINION: Clear your debt and mortgage before making that move to the beach.27 Feb 04:00 PM
Interest ratesMortgage rate U-turn: Another major bank cuts long-term ratesLess than a month after hiking its long-term rates, BNZ has backflipped.25 Feb 08:32 PM
PremiumPremiumInterest ratesWhy banks now have room to trim some fixed mortgage ratesWhich rates are most likely to be cut?20 Feb 03:56 AM
PremiumPremiumAnalysisJenée TibshraenyReserve Bank's dovish statement to pause mortgage rate hikes for nowANALYSIS: Could change in housing market dynamics slow the economic recovery? 18 Feb 04:00 PM
PremiumPremiumOpinionMary Holm: How to make $10k work harder than an interest-free student loanOPINION: Parking the $10k in a low-fee fund while loans stay interest-free can work well.13 Feb 04:00 PM
PremiumPremiumBanking and financeOne and two-year mortgages top of the pops again – ASB CEOThe bank was caught off guard by a December surge of borrowers fixing for longer terms.11 Feb 04:44 AM
PremiumPremiumOpinionDarcy Ungaro: The risks and rewards of tapping your house for cash in retirementOPINION: Should you unlock your home's value with a reverse mortgage?31 Jan 10:00 PM
PremiumPremiumOpinionNadine HigginsNadine Higgins: The hidden costs of being a landlord OPINION: What every would-be property investor needs before they buy. 31 Jan 08:00 PM
PremiumPremiumOpinionMary HolmMary Holm: When to sell your rental propertyOPINION: Property prices are down but you might wait years for them to recover.30 Jan 04:00 PM
Interest ratesMortgage holders jump ship in record numbers as banks dangle cashBorrowers chase attractive cashbacks.29 Jan 06:29 AM
Interest ratesBig bank lifts longer-term mortgage ratesThe bank says rising wholesale interest rates have pushed up the cost of providing loans.29 Jan 04:02 AM
PremiumPremiumInterest ratesHome-loan gamble backfires as floating borrowers likely miss the bottomThose hanging out for rates to fall in December might have missed the boat.22 Jan 09:00 PM
PremiumPremiumOpinionFran O'SullivanFran O'Sullivan: Bravo Breman, but where's Luxon as Trump wreaks havoc?OPINION: The Government has yet to stand up for what NZ believes is important.16 Jan 08:00 PM
PremiumPremiumOpinionMary HolmMary Holm: How to create good spending habits and avoid keeping up with the JonesesOPINION: It's important to understand the psychology of spending.16 Jan 04:00 PM