It is time for the industry and the politicians to take off their rose-tinted glasses and do some hard-thinking about our major goods export industry, writes Fran O'Sullivan.

Bond markets are spooked, credit risk is on the rise and banks stocks are being sold, writes Liam Dann.

We could see those increasing credit spreads eventually find their way to our shores in the form of higher rates, writes Mark Lister.

One thing's for sure, the "Internet of Things" will be a security disaster this and coming years, writes Juha Saarinen.

Even the world's smartest person will need fuel to keep making good money decisions

What is your marketing focus for the start of 2016?

Ben is a mid-level manager with a team of four, all relatively new in their positions.

Here's a new way in which the internet offends the sensibilities of the Real World: hyper linking in web pages.

Wall St stocks and oil have slumped again amidst growing talk of recession risk for both the US and the world, writes Liam Dann.

Debbie Sutton is CEO and Yvonne Lorkin is chief tasting officer of WineFriend, an online subscription business the pair founded that delivers customised wine selections.

It is now easier than ever to imagine a New Zealand without notes and coins - and not just for the convenience factor.

Q: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?

Default investments and focus on low fees are reducing returns, writes Brian Gaynor.

What makes some people steal from strangers and others give?

Lotto tickets may give ray of hope, but there are free competitions, write Mary Holm.

The demise of Woolworths' Australian hardware experiment, Masters, won't devastate too many customers, writes Bella Katz.

Taken at face value, the December quarter numbers are evidence that the labour market has tightened, in defiance of the forecasters, writes Brian Fallow. But that has yet to show up in the wages data.

Small business editor Caitlin Sykes talks to business owner Stu McKinlay about equity crowdfunding.

It would be a big step for powerhouse to accede to TPP agreement, with intellectual protection a thorny issue.

We get pushed more than we bargain for all the time, but we still have rights!

No more stolen moments wasted on an activity that isn't adding value to my life. Life is just too short to waste any of it, writes Debbie Mayo-Smith.

As China steps up efforts to maintain order in a slowing economic environment we may see more dramatic moves shaking things up in our part of the world.

Trade liberalisation is an ongoing process and there is still much for NZ to aim for.

Apple and other multinationals which derive profits from Australia have a duty to pay tax in this country, writes Christopher Niesche.

Making a movie about collateralised debt obligations and credit default swaps that is both compelling and accurate is quite some achievement.