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Mixing bonds and shares can smooth your returns — but not in 2022.

OPINION: Some people hire accountants just to pay less but there is a downside.

OPINION: But make sure you have emergency savings first.

OPINION: Make sure kids get the right message about share investing.

OPINION: Five of the top columns of the year from Mary Holm.

Investing over time is a tried and tested way to smooth market shifts.

OPINION: Plus inspiring letters from readers to help get you on the right track.

When the markets plunge, sometimes the best thing you can do is nothing.

OPINION: He is 69 and is starting to have a few health issues.

You are unlikely to lose money in Kiwisaver — as long as you don’t mess with it.