KiwiSaverExcess Trust may scupper first homeAMP's Therese Singleton said anyone using KiwiSaver funds for a first home must not have owned property, personally or "jointly with others".27 Feb 04:00 PM
OpinionDiana ClementDiana Clement: 10 ways to graduate without debtHaving a manageable student loan is the first step to future happiness, writes Diana Clement.27 Feb 08:13 AM
OpinionHelen TwoseKiwiSaver: How sick do you have to be?KiwiSaver can be dipped into if you are suffering from serious illness or financial hardship, but the bar is, understandably, set fairly high.20 Feb 04:00 PM
OpinionDiana ClementDiana Clement: Read the fine print if you want NZ SuperEvery year some find they can't get the 'universal' retirement pension, writes Diana Clement.19 Feb 04:00 PM
KiwiSaverKiwiSaver: Young savers winYounger KiwiSavers can join a scheme at any time, but will need parents' permission.13 Feb 04:00 PM
OpinionHelen TwoseKiwisaver: Opting in and opting outQ: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?06 Feb 04:00 PM
OpinionBrian GaynorBrian Gaynor: KiwiSaver fund choices leave money on the tableDefault investments and focus on low fees are reducing returns, writes Brian Gaynor.05 Feb 04:00 PM
OpinionBrian GaynorFocus on the short term costs KiwiSavers billionsAstute KiwiSaver decisions will deliver far more rewards over the longer term than any switch from one electricity retailer to another.29 Jan 04:00 PM
KiwiSaverTumbling markets not all bad newsOne overseas bank predicts another global financial crisis is on the cards, but local economists say it's not all bad news for Kiwis.15 Jan 04:00 PM
KiwiSaverSix ways to make the most of KiwiSaverMore than 2.5 million Kiwis are signed up to KiwiSaver but many people aren't making the most of it, according to Ana-Marie Lockyer.10 Jan 08:00 AM
KiwiSaverKiwi sharemarket ownership risesForeign ownership of the New Zealand sharemarket continued to fall this year, with total overseas holdings slipping to 32.6 per cent.16 Dec 10:35 PM
OpinionHelen TwoseKiwisaver: Bosses have a duty to payLet's be clear: joining KiwiSaver is entirely your decision - not your employer's.12 Dec 08:52 PM
OpinionHelen TwoseKiwisaver: Read the fine printTo have your KiwiSaver questions answered by the NZ Herald's panel of industry players, email Helen Twose.05 Dec 04:00 PM
OpinionHelen TwoseKiwiSaver: Egg trapped in one nestKiwiSaver rules only allow you to be with one provider at a time. If you are not happy with your provider, you can switch at any time.14 Nov 08:18 PM
OpinionHelen TwoseSecond time not always a charmKiwiSaver can get confusing where first-home buyers are concerned, and you're certainly not alone in getting in a muddle.31 Oct 04:00 PM
OpinionDiana ClementDiana Clement: Who wants to be a millionaire?KiwiSavers who follow some simple rules can achieve this target.30 Oct 04:00 PM
OpinionHelen TwoseKiwisaver: The boomerang SuperHelen Twose answer a question about Kiwisaver and if you can combine your Australian Super from Australia to New Zealand.24 Oct 04:00 PM
KiwiSaverKiwiSaver funds plunge into redKiwiSaver funds have taken a downwards slide in the last quarter - the first time in four years there's been a widespread hit to most people's savings.21 Oct 10:30 PM
OpinionHelen TwoseKiwisaver: First home really means first home"As your son is the co-owner of the property, unfortunately he will not be eligible to make a KiwiSaver first-home withdrawal."17 Oct 04:00 PM
KiwiSaverKiwiSavers: Trust advice you're gettingNZ savers are being told to put a bit more trust in investment advice.13 Oct 06:00 PM
OpinionHelen TwoseKiwisaver: Young partner cuts SuperThe Ministry of Social Development says income testing, but not asset testing, is applied to the main benefits paid by the Government, including New Zealand Superannuation.10 Oct 04:00 PM
KiwiSaverKiwiSaver too tempting for hard-upHard up KiwiSavers are increasingly turning to their savings to help get them out of financial trouble.08 Oct 12:40 AM
KiwiSaverKiwisaver returns, withdrawals soarKiwiSaver investment returns and withdrawals reached all-time highs in the past year.05 Oct 12:40 AM
KiwiSaverKiwis miss out on millionsMore than a million people failed to take advantage of KiwiSaver subsidies in the last financial year, leaving $300 million-plus on the table.04 Oct 03:40 AM
OpinionHelen TwoseKiwiSaver: Tax shock for UK pension transfersThe move this year to drop KiwiSaver schemes from its list of qualifying overseas pension schemes comes with a tax hit for the unwary.03 Oct 08:29 PM
OpinionMary Holm: Add KiwiSaver to your super mixYou may already have one savings scheme, but two can be even better.25 Sep 09:52 PM
KiwiSaverKiwiSaver transfer could trigger tax billTwelve members of the Smartshares KiwiSaver scheme have been told they could face a hefty tax bill if they move schemes.23 Sep 01:00 AM
OpinionHelen TwoseHelen Twose: Buy first house, retire immediatelyI am in KiwiSaver and have decided to pump funds into it until I buy my first home at about 65.19 Sep 05:00 PM
