PremiumPremiumOpinionNadine HigginsNadine Higgins: How to get your money and mindset ready for a bumpy 2026OPINION: From survive to thrive: Small money moves to make 2026 work for you.20 Dec 08:00 PM
PremiumOpinionMary HolmMary Holm: Why ring-fencing inheritances can save heartbreak later onReaders warn a young inheritor not to mingle her windfall with her partner's finances.19 Dec 04:00 PM
New ZealandWestpac raises interest rates for 18-month fixed standard and special mortgagesThe rise comes after the ASB and BNZ announced changes to their fixed home loan rates.18 Dec 05:16 AM
Banking and financeRBNZ cuts cost of controversial bank capital rules - will customers see savings?Changes to make banks more competitive, but also more risky.16 Dec 09:52 PM
PremiumPremiumOfficial Cash RateRBNZ Governor fires another 'calm down' shot at markets, as mortgage rates riseAnna Breman speaks to the Herald. 16 Dec 04:56 PM
BusinessReserve Bank Governor finally talks market down; ANZ latest to hike mortgage rates15 Dec 04:43 AM
PremiumOpinionMary HolmMary Holm: How to invest a large inheritance in your 20s and avoid mistakes12 Dec 04:00 PM
Official Cash RateNew Reserve Bank Governor responds to Westpac hiking interest rates, despite OCR cutWestpac has hiked its longer-term mortgage and term deposit rates by 30 basis points.09 Dec 08:28 PM
Official Cash RateWestpac lifts interest rates by whopping 30 basis pointsIs this what the Reserve Bank wanted?09 Dec 04:16 AM
PremiumPremiumOpinionMary HolmMary Holm: We have $1m to invest – should we put it in KiwiSaver or give it to a wealth manager?OPINION: The rent-versus-buy call is often a lifestyle choice, not clear maths.05 Dec 04:00 PM
InflationNew RBNZ Governor keen on transparency, cautious on money printingWill Monetary Policy Committee members start detailing more of their thinking?02 Dec 12:12 AM
PremiumPremiumOpinionMary HolmMary Holm: How to tell good debt from bad debt before you borrow to investOPINION: Even 'good debt' can undo your wealth plan.28 Nov 04:00 PM
PremiumPremiumOfficial Cash RateReserve Bank comfortable, despite markets suggesting fixed mortgage rates might rise soonDid the Reserve Bank really expect markets to react the way they have?27 Nov 05:30 AM
PremiumPremiumOfficial Cash RateHas the Reserve Bank just put unhelpful upward pressure on mortgage rates?Market reaction to OCR cut suggests the Reserve Bank may have bungled its comms - again. 26 Nov 04:51 PM
PremiumPremiumOpinionMary HolmMary Holm: How to choose between paying off debt and investingOPINION: Your partner shouldn't be investing in cryptocurrency with his property deposit.21 Nov 04:00 PM
PremiumPremiumOpinionMary HolmMary Holm: How to steady your savings when market bubbles look ready to burstOPINION: Money needed within 10 years should be invested in lower-risk funds.14 Nov 04:00 PM
Banking and financeSign of bank competition? BNZ grows, but its profitability stays the sameBNZ CEO says businesses have been paying down debt, rather than investing.06 Nov 12:09 AM
PremiumPremiumOpinionMary HolmMary Holm: Should we have spent all our savings in early retirement?OPINION: I don't think you did too much wrong.31 Oct 04:00 PM
PremiumPremiumOpinionMary HolmMary Holm: Should we sell our house and rent in retirement?OPINION: There are more long-term lease options available now.17 Oct 04:00 PM
PremiumPremiumInterest ratesReserve Bank: Money printing didn't cause inflation to soarBank does cost-benefit analysis of controversial $55 billion Covid-era programme.15 Oct 06:00 PM
OpinionGenerate Wealth Weekly: When cash is no longer KingSavers may be rethinking term deposits as rate cuts reshape returns.14 Oct 04:00 PM
Personal FinanceReserve Bank to ease mortgage lending restrictionsFinance Minister Nicola Willis says the move will help first-home buyers.14 Oct 12:02 AM
PremiumPremiumBusinessMortgage rate cuts ease financial pressure on home owners, more ahead on loansBanking data show decline in hardships and mortgage arrears.13 Oct 01:00 AM
PremiumPremiumOpinionMary HolmMary Holm: Renting out your bach? Beware the tax trap that could cost you dearlyOPINION: It sounds like a conversation with an accountant is needed before doing this.10 Oct 04:00 PM
PremiumPremiumBusinessEconomists divided on extent of OCR rate cut this weekThe Reserve Bank is expected to cut the Official Cash Rate on Wednesday.05 Oct 04:00 PM
PremiumPremiumOpinionMary HolmMary Holm: How to open a bank account without a fixed addressOPINION: The Reserve Bank says banks must offer options for people without an address.03 Oct 04:00 PM
PremiumPremiumOpinionMary HolmMary Holm: My father wants to buy a rental property at 69. Should he?OPINION: Getting a mortgage at that age could be difficult.19 Sep 05:00 PM
Official Cash RateNew member appointed to Reserve Bank committee that sets the OCRAgribusiness exec Hayley Gourley has been appointed as a Monetary Policy Committee member.18 Sep 02:57 AM
PremiumPremiumOpinionMary HolmMary Holm: Where to put your retirement money for growth without too much riskOPINION: Low-fee index funds often outperform high-fee rivals over time.12 Sep 05:00 PM
PremiumPremiumOpinionMary HolmMary Holm: Who is covered in the new depositor compensation schemeOPINION: There hasn't been much coverage of the new scheme, which took effect on July 1.05 Sep 05:00 PM
PremiumPremiumOpinionMary HolmMary Holm: Including KiwiSaver contributions in total pay is bad formOPINION: It's not against the law but goes against the 'spirit' of the scheme.29 Aug 05:00 PM
OpinionGenerate Wealth Weekly: The case for higher-risk funds in retirementOPINION: Are Kiwis too cautious too soon with their investment plans?25 Aug 05:00 PM
