NZ bank offers ‘crazy’ home loan rates of 3.99% - lowest in four years

Offer of ultra-low one and two-year rates heralds more cuts ahead of OCR decision.

Toyota New Zealand doubles down on Certified used-car programme, bids farewell to Signature Class

Refreshed programme can give up to 10 years/150,000km warranty on a used car.

'Worst-kept secret': Two new mall tenants revealed as supermarket opens

Together the three stores are expected to create 200 jobs.

Watch: Te Pāti Māori co-leader Rawiri Waititi accuses two of his MPs of going 'rogue'

All Blacks lose Scott and Jordie Barrett

Labour leader Chris Hipkins on Te Pāti Māori, CGT and the upcoming election

DOC Warns Hikers to stay back as South Island tracks hit by snow and slips

Afternoon quiz: What does 'GPT' stand for in ChatGPT?

Herald Hat-trick sports quiz: November 4

Sudoku - test yourself

Crosswords

Toni Street on creating confidence: 'If I’m too smiley, you can just suck it up'

Why the debate over fireworks gets louder every year

The scarcity secret to Bitcoin's success

How new biometric privacy rules will change what businesses must disclose

'No control': Sexual images posted to Auckland football club's social media in cyber attack

Amateur club previously made headlines for playing in the Fifa Club World Cup in the US.

Inside the beaten Cup rides: What the jockeys really thought

Blake Shinn praised Vauban’s strong finish after a tough Caulfield Cup run.

Paul Lewis: The All Blacks' most indispensable player

ANALYSIS: The All Blacks look different – and not in a good way – when he isn't there.

From coma to Cup glory: Jockey’s remarkable rise to Melbourne Cup victory

She is the first woman to win the Caulfield and Melbourne Cups.

NZ bank offers ‘crazy’ home loan rates of 3.99% - lowest in four years

Love It Or List It home sells fast after getting sharp asking price

Burt Reynolds wouldn’t leave: Famous Lake Taupō Lodge for sale

Capital gains tax bombshell: Three important things to keep in mind

Out of gas and ideas? With gas supplies drying up, govt bets on chance instead of transition help

As supplies shrink and prices surge, where's the plan for the coming gas supply crisis?

Guillermo del Toro’s Frankenstein is a five-star monster triumph

Guillermo del Toro has created a throwback for the ages.

Peter Griffin: When the cloud crashes

As most Kiwis slept, digital mayhem was unleashed on internet users around the world.

Official reaction to Palestine-Israel activism threatens NZ’s social cohesion

Increasing polarisation and personalisation has a chilling effect on free expression.

Sponsored: Reduce reno waste to save money

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How a busy mum of two slashed her weekly grocery bill

In the lead-up to Christmas, an extra $44 per week can mean a lot.

Sponsored: Big ideas for tiny bathrooms

Temperature, air flow and humidity are key factors in any bathroom reno.

Sponsored: Pastels evolution - from sweet to grown up

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