The Country
  • The Country home
  • Latest news
  • Audio & podcasts
  • Opinion
  • Dairy farming
  • Sheep & beef farming
  • Rural business
  • Rural technology
  • Rural life
  • Listen on iHeart radio

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • Coast & Country News
  • Opinion
  • Dairy farming
  • Sheep & beef farming
  • Horticulture
  • Animal health
  • Rural business
  • Rural technology
  • Rural life

Media

  • Podcasts
  • Video

Weather

  • Kaitaia
  • Whāngarei
  • Dargaville
  • Auckland
  • Thames
  • Tauranga
  • Hamilton
  • Whakatāne
  • Rotorua
  • Tokoroa
  • Te Kuiti
  • Taumurunui
  • Taupō
  • Gisborne
  • New Plymouth
  • Napier
  • Hastings
  • Dannevirke
  • Whanganui
  • Palmerston North
  • Levin
  • Paraparaumu
  • Masterton
  • Wellington
  • Motueka
  • Nelson
  • Blenheim
  • Westport
  • Reefton
  • Kaikōura
  • Greymouth
  • Hokitika
  • Christchurch
  • Ashburton
  • Timaru
  • Wānaka
  • Oamaru
  • Queenstown
  • Dunedin
  • Gore
  • Invercargill

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / The Country / Rural Property

Insurance council warns on winter flooding

1 Apr, 2005 12:48 AM3 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

In the wake of floods this week the Insurance Council has issued another warning that some properties may find it harder to obtain insurance against coastal conditions and flooding.

In a statement today, the council said the flooding of seaside settlements along the lower East Coast of the North Island
was another wake up call for all of New Zealand.

The coastal township of Castlepoint was one of the worst affected this week, with part of its road being swept away and baches on the beachfront being inundated with water.

Among the baches flooded was one which recently sold at auction for a record $690,000.

Insurance Council chief executive Chris Ryan, said that climate changes were working against many properties in low lying areas of the country and the latest storm was just the beginning of winter floods.

He is calling on all New Zealanders to check they have adequate insurance and for local authorities to ensure they have adequate flood protection and recovery procedures in place.

"The massive increase in the popularity of coastal and rural properties may have failed to take into account the known risks of placing properties in flood prone area," Mr Ryan said.

The council said local authorities should be seeing the latest downpour as another reason to ensure their storm protection infrastructure was well maintained and able to cope with coming winter storms.

The issue was not just a New Zealand one, it was also faced by many nations around the world.

"Climate change brings with it more erratic weather and storms, which create flooding in areas that have seen housing expand into flood prone areas," the council said.

It is encouraging owners of coastal properties to check their Land Information Memorandum (LIM), or Property Information Memorandum (PIM), to identify whether they are subject to a hazard identified by local authorities, or a Section 36, Sub-section 2 Exemption, under the Building Act, has been applied to their properties.

"The latest minor flooding is another wake-up call for all of New Zealanders, both individuals and local authorities. We must all reassess the risks we are now taking in pushing settlements closer to the both sea and flood plains at a time when nature appears to be pushing back," Mr Ryan said.

In some communities as many as 40 per cent of people had inadequate or no insurance at all for their homes.

"Prepare now," he said.

"The floods will come and without insurance winter flooding will spell disaster for uninsured families and unprepared communities."

- NZPA

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.
Save

    Share this article

Latest from Rural Property

Premium
The Country

Paved paradise? Top Auckland school builds staff car park on $150m gifted farmland

06 Jun 05:00 PM
Rural Property

‘Exciting for the country’: Why the rural property market is set for spring

15 May 08:30 PM
Premium
Rural Property

'Past the first hurdle' - Fletcher Living on progress at $500m The Hill

11 May 07:00 PM

It was just a stopover – 18 months later, they call it home

sponsored
Advertisement
Advertise with NZME.

Latest from Rural Property

Premium
Paved paradise? Top Auckland school builds staff car park on $150m gifted farmland

Paved paradise? Top Auckland school builds staff car park on $150m gifted farmland

06 Jun 05:00 PM

The ASB MAGS Farm is protected by a covenant requiring it be used to teach farming.

‘Exciting for the country’: Why the rural property market is set for spring

‘Exciting for the country’: Why the rural property market is set for spring

15 May 08:30 PM
Premium
'Past the first hurdle' - Fletcher Living on progress at $500m The Hill

'Past the first hurdle' - Fletcher Living on progress at $500m The Hill

11 May 07:00 PM
Premium
Two more Hawke’s Bay farms sold to overseas buyers for forestry

Two more Hawke’s Bay farms sold to overseas buyers for forestry

04 May 06:00 PM
The woman behind NZ’s first PAK’nSAVE
sponsored

The woman behind NZ’s first PAK’nSAVE

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven Car Guide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP