A woman who took her daughter to court and won over unpaid loans totalling $368,000 now says her daughter won't speak to her.

Trevor and Marian Warin refused to back down after their daughter repeatedly refused to pay back loans totalling $368,000.

The elderly Tauranga couple took Colleen Warin, a chartered accountant, to the High Court in Wellington over the outstanding debt.

In a Facebook post Ms Warin said she "slaved picking tomatoes and worked all my life" for her money.

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She went on to write her daughter bought an expensive car and property on Waiheke Island instead of paying Ms Warin and her husband back.

"My daughter Colleen told me after taking our money that 'I am not her mother'.

"My daughter won't speak to me now. Unbelievable."

It was also revealed her husband had dementia and Ms Warin was living in Australia with her son Nigel "until I get my life and security back."

In an earlier Facebook post on the day of the decision, Marian Warin trumpeted the fact that they had won, telling her daughter to "get a job and earn your own money".

"Please respect me and do not ask for any money off your parents or grandparents," she wrote.

"You know who you are that have borrowed off us and have all these excuses as to why you [can't] hold a job down and can't pay your loans.

"You need to get jobs and borrow off the bank like normal people. Trevor and I are not a Bank."

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Parents who lend to their children would also be advised to get the terms in writing.

Ms Warin posted "people need to be aware even of their own children".

The court decision showed the Warins' loans were never written down. Associate Judge Warwick Smith said the parents first asked for the money back in 2012. Three years later they asked again and, when it was not repaid, a claim was filed.

Posted by Marian Warin on Wednesday, 26 April 2017

Colleen Warin, who did her parents' tax statements and gave them financial advice, said it was never agreed that the money was repayable on demand

As well as a series of property transactions that amounted to loans, the Warins lent Colleen more than $100,000 in 23 separate loans.

"Colleen argues that there was no agreement that they would be repayable upon demand," the decision said.

"She says that the understanding with her parents was that she would only be required to repay the advances when her personal and financial position enabled her to do so."

She argued she was under "significant financial and other stress" which meant she could not pay the money back.

Neither Colleen Warin or her parents could be reached for comment.

COURT SUMMARY

• Colleen Warin, a qualified chartered accountant, owed $367,904 to her parents.

• Marian and Trevor Warin say they made the loans personally but their daughter claimed they came from family trusts.

• The Warins asked for the money back in May 2012, suggesting repayments of $500 per month. They asked again in 2015.

• Last year they sued Colleen for the money, with a hearing at the High Court in Wellington on November 9, 2016.

• On April 26 Judge Warwick Smith awarded the Warins $367,903, plus interest and costs.