The Country
  • The Country home
  • Latest news
  • Audio & podcasts
  • Opinion
  • Dairy farming
  • Sheep & beef farming
  • Rural business
  • Rural technology
  • Rural life
  • Listen on iHeart radio

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • Coast & Country News
  • Opinion
  • Dairy farming
  • Sheep & beef farming
  • Horticulture
  • Animal health
  • Rural business
  • Rural technology
  • Rural life

Media

  • Podcasts
  • Video

Weather

  • Kaitaia
  • Whāngarei
  • Dargaville
  • Auckland
  • Thames
  • Tauranga
  • Hamilton
  • Whakatāne
  • Rotorua
  • Tokoroa
  • Te Kuiti
  • Taumurunui
  • Taupō
  • Gisborne
  • New Plymouth
  • Napier
  • Hastings
  • Dannevirke
  • Whanganui
  • Palmerston North
  • Levin
  • Paraparaumu
  • Masterton
  • Wellington
  • Motueka
  • Nelson
  • Blenheim
  • Westport
  • Reefton
  • Kaikōura
  • Greymouth
  • Hokitika
  • Christchurch
  • Ashburton
  • Timaru
  • Wānaka
  • Oamaru
  • Queenstown
  • Dunedin
  • Gore
  • Invercargill

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • What the Actual
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / The Country / Sponsored Stories

Sponsored by FMG

FMG

How quad bikes can cost $12m in claims

23 Nov, 2022 11:00 AM
Photo/Getty Images.

Photo/Getty Images.

Sponsored by FMG

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

Research shows most accidents happen when farmers lose focus.

Opinion: The Country’s executive producer Rowena Duncum looks at how a moment’s inattention on a quad bike can have big consequences, heading into the busy early summer spraying and mustering season.

I consider myself pretty fortunate to have rolled a quad bike only once during my time farming.

How terrible a statement is that?

But I won't be alone in this sentiment - which shows a lot of us expect to roll a quad at some point in our careers.

Advertisement
Advertise with NZME.

On average, FMG receives a claim for a quad rollover or accident every single day. For me, it was a simple moment's inattention.

Jumping on the bike on a Friday afternoon to head home, my head already deep in planning what we needed for twilight golf.

I was parked on a hill and made two crucial errors - accelerated too quickly, while also turning the steering too sharply.

While I may have gotten away with just one error, putting them together meant there was only one outcome possible here – the quad bike rolled.

Thankfully, I was thrown clear and apart from a good head smack on the ground, walked away unscathed.

I was very, very lucky.

Data supplied to The Country by FMG insurance – who, over a 5-year period, had over $12.5m claims for quad bikes - shows almost one in five accidents happen when the farmer is performing multiple tasks.

How often are you just solely focused on one job at a time when farming? From memory, hardly ever.

Advertisement
Advertise with NZME.

But it's something we all need to work on - especially coming into early summer, when there's more mustering and spraying on higher-risk sheep and beef farms and a small lapse in concentration can lead to a collision, or worse, a rollover.

That's why it's important when using the quad to muster, to always be conscious of the ground ahead of you and be willing to let the stock get away, rather than putting the quad in a compromised position.

Interestingly, not all quad bike accidents happen when you're riding.

Almost 20 per cent of FMG's total quad bike claims are for accidents when the rider has hopped off the bike, the most coming being opening or shutting the farm gate – something we'd all do a million times a day without thinking.

It's honestly as simple as using the park brake when getting on and off so you don't find yourself chasing after a runaway quad bike.

How often do you check your bike before jumping on it?

Doing a pre-ride check is the best way to ensure you're not hopping onto an unsafe vehicle.

Things like uneven tyre pressure can affect the stability of your bike and we know it doesn't take much to roll.

So, before you ride, do a TCLOCC check: Tyres, Chassis, Lights, Oils and Cabin Controls. Another close call I had involved towing a full PKE trough through an underpass, when the weight began to drive the bike towards the wall.

Again, I'm not alone in this, as almost 5 per cent of all accidents have had additional weight on the quad from either carrying farm dogs or towing trailers.

Because of the versatile nature of quad bikes, they can be pushed past their capabilities and used to tow or pull items they are not designed to.

All of these change the weight of the bike which then becomes more unstable.

Moral of the story – sometimes you need to suck it up and go get the ute!

Final tip from the data we received - the most commonly stolen items from farms are quads and farm bikes.

Quad theft typically happens at night, with the quad being taken from inside or near to houses and farm buildings.

Coming into Christmas especially (yep, I went there. Don't @ me!), don't make someone else's Christmas "shopping" any easier for them.

So forget the Christmas lights for the moment and instead upgrade your shed security lighting, and your locks while you're at it, to deter our light-fingered foe.

For more information on how to stay safe on your quad bike this summer – check out these handy tips or advice guides on the FMG website and remember to always focus on the ground ahead.

Save

    Share this article

Advertisement
Advertise with NZME.

Latest from Sponsored Stories

Sponsored Stories

Scott Barrett is Kaiwaka Clothing's brand ambassador

Sponsored Stories

Shut the gate on facial eczema

23 Feb 11:00 AM
Sponsored Stories

Rowena Duncum loads up the Ecolab Solids

Sponsored Stories

Inside NZ’s red meat export markets

02 Feb 11:00 AM

The Hire A Hubby hero turning handyman stereotypes on their head

sponsored
NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • NZ Herald e-editions
  • Daily puzzles & quizzes
  • Manage your digital subscription
  • Manage your print subscription
  • Subscribe to the NZ Herald newspaper
  • Subscribe to Herald Premium
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • What the Actual
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven CarGuide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP