"Should auld acquaintance be forgot..." It's that time of year again, when you cast off those bad habits and recreate the new, better you. If you're ready to recreate yourself and save a little money in 2016, here are five things you're better off leaving behind in 2015.
1. A latte-a-day: Coffee, sodas, maybe that mid-morning snack - these small daily expenses may seem like a minimal hit to the bank account, but they can add up over time. To control spending, create a monthly budget for only these types of perks. This way you know exactly how much you have to spend on those daily extras without going over your planned budget.
2. Your overpriced wireless contract: "Spend less money - save more" was among the top six resolutions for respondents in 2015, according to Statista. Whether through mobile phone, internet or satellite television, don't get oversold this year. Pursue plans that give you everything you need and nothing you don't. In America, for example, Total Wireless is offering unlimited talk and text, plus 2.5 gigabytes of data, for $52 for 30 days.
3. A packed calendar: Don't start your New Year off playing catch-up because you've already overscheduled yourself. Instead, slow down and allow appropriate time to complete tasks. This way you don't feel overworked and you have time to stop and smell the roses. Allow time for buffers and schedule that much needed vacation time!
4. Procrastination station: If you're a procrastinator, tomorrow is a wonderful place where and when everything will magically happen. Don't let this defence mechanism distract you from reaching your full potential. In 2016, get out and get ahead of tasks by doing a little at a time, rather than leaving it all until the last minute. You'll be amazed how much you can accomplish when you make tomorrow, today.
