Having moved past 2018 and moved forward with 2019, a question everyone asks in one capacity or another is: "What's next?"

In the industry of financial advice, like so many others recently, the answer seems to rely on the massive amounts of data to which companies now have access.

By focusing on the reports of extreme practices, we might miss the many everyday ways that data analytics are now shaping our lives.

With more information than ever at our fingertips and ample online resources to see personal financial data, many investors are seeking out advisers to help them understand their