One person died at the scene, another had minor injuries and was being treated at Tauranga Hospital and one was uninjured.
Omokoroa and Katikati fire brigades attended the scene.
A reporter at the scene said a freight train was stopped on the tracks at the intersection and on a grass embankment below was the crashed vehicle.
Multiple emergency services personnel including St John ambulance staff were at the scene.
Lighting was set up at the scene to help emergency service staff work.
A group of people gathered at the scene waiting to find out more.
No further information was available about the incident this morning.