It sounds so simple, but a few easy reminders will help make these holidays the best they can possibly be. Listen to the news or read the newspapers at this time of year and you'd be forgiven for thinking summer is pretty dangerous.
It's little wonder we even venture outside.
Car crashes, drownings, boating tragedies and freak accidents all make up the news during the Christmas and New Year holiday period.
If you're not dying or losing loved ones in horrible circumstances, there's also the risk other horrible stuff will happen to you.
Light fingered thieves could be ripping off your house while you're on holiday, drink drivers could be ploughing into your vehicles as you innocently drive home, scammers wanting to make a quick buck to pay off Christmas debt could be talking you into something you don't want and bored school children could be breaking into your car.
