Nothing was broken as a result of the accident but she was was still sore, she said.
She was aware of the risks associated with cycling on the road and said a prayer each time she set out that she would return home safely.
The accident would not put her off riding again, she said. But she said both drivers and cyclists had to be aware of each other on the road.
"So many people think trails and bike lanes are the answer. No, driver awareness and cyclist awareness, that is the answer.
"Everybody has to be alert and anticipating. It's the responsibility of both parties."
It was the first time she had ever been involved in a collision, she said.
Everybody needed to do their part in sharing the roads, paths and cycleways, she said.
"I ride with the intention, I don't want to hold you up. I want to get where I am going and back. As a cyclist I am out to enjoy the ride ... I just want to ride on the road too.
"People don't seem to understand. Bikes do not have brakes like cars.
"We cannot stop at the snap of a finger. We are not wearing a seatbelt."