"About 10 days ago that bore stopped working so in the last week I had to find the finance to get the submersible pump and it's not finished yet.
"I was told once I had the bore in I would have no further problems - finding this kind of money is not easy."
Both she and Mr Franklin found the situation hard to swallow when they saw irrigators in the area operating day and night.
"I would like to see the irrigators limited as well and financial support given to residents having to buy extra equipment to cope," she said.
Mr Franklin said the situation was unacceptable considering how much irrigation was happening.
"The experts have to come in and advise in light of the changing land use and changing weather patterns.
"We have to be planning for the future - there needs to be a national discussion so the right decisions start being made - we have to get our acts together."
He said he made the decision to install his pump, as well as a 10,000 litre holding tank at the back of his property, for future owners of his house.
Long-time resident Bill Stevenson, who had a new pump installed this year, after being hit with water shortages in previous summers, said the problems really began in Ongaonga in 2004 when the irrigators started operating.
"Where did the money go that was paid for those resource consents?
"Why can't that money come back to the community to subsidise people who are having to buy water or put in new pumps?
"There has to be a commonsense balance between irrigator demands and people's demands."
Hawke's Bay Regional Council chairman Rex Graham could not be contacted for comment.