I came to New Zealand with my family on a three-year essential skills work visa. We hope to become permanent residents in the near future and eventually citizens of New Zealand. Since I started work here I have contributed to KiwiSaver although l later realised that I don't really qualify for this scheme, but I thought it to be a good way to save. Now my car has broken down. Is it possible to get some of my money out of KiwiSaver as I need some cash to repair my car? If I withdraw some money, will I still be able to use the scheme for my savings?
Your immigration status could be the answer to your cashflow problem. As you have realised, you are not in fact eligible to join KiwiSaver.
Eligibility rules for joining KiwiSaver state individuals must be New Zealand or Australian citizens, or hold either a New Zealand or Australian residence visa, and live (or normally live) in New Zealand, and be below the age of eligibility for NZ Super (currently 65).
It is the responsibility of employers to check the status of their employees when they start working for them.
It appears that your employer does not have a good grasp of the KiwiSaver rules.