Tauranga's spot as the eighth least affordable city in the world means families are stretching to pay monster mortgages. Bay of Plenty Times Weekend reporter Dawn Picken spoke with locals who revealed how taking on a super-sized housing payment has changed their lives.

The Blair family

"We'll probably be 80 and still have a mortgage."

Sophie and Josh Blair live in Bethlehem with three children, ages 12, 7 and 3. The couple are both 30 years old and became homeowners at age 22.

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"I think the timing was better back then," said Josh. "Houses weren't as much, but we both

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