"How compassionate is that, to say he died in an ugly car crash?" said the woman, who did not wish to be named.
Furthermore, she does not have the same surname as the deceased, and she believes that if there was such a large amount of money, there would probably be close relatives who would have call on the money before her.
"It's dodgy. I just hope no one gets sucked in."
Releasing the funds "is very confidential and 100 per cent risk-free" said the letter.
But this was one woman who would not be laughing all the way to any bank.