"I thought to myself 'I do not think I like this' and then the the tray with the dental tools fell over. I sat there uncertain what to do as I had been told to stay sitting."
At the time there was another young girl in the surgery who, with Mrs Nairn, had been left there while the dentist and his assistant escaped the building.
Her mother in the meantime had gone to buy a school uniform, but fortunately did not make into into the building where people ended up being trapped and killed.
"She came and got me out and made me sit in the gutter, and then went back in and got the other girl out - my mother got a huge chunk of glass in her leg. We then started back towards Havelock North.
"On the way she told me not to look but of I course I did and I remember seeing a dead Chinaman."
Back at the house, the chimneys had collapsed. Mrs Nairn's father, who had been at the farm in Omakere, drove to Havelock North, having to construct his own bridge with a couple of planks of wood where an existing bridge had collapsed.
"When he got there, in between the shaking, he went into the house and got some blankets and some food and made a cup of tea.
"There was another jolt and the teapot flew out of his hand and he said 'bloody hell' - which was shocking as he never swore."
The family slept on the tennis court for three or four nights as their father was not keen to take them over the broken bridge again.
After that Mrs Nairn went to stay with her grandparents in Masterton, returning to Omakere after a couple of months when everything had been cleaned up.
She still retains a memento of the event - a small blue cup and saucer that miraculously came through unscathed apart from falling down from the second storey, through the house, along with the bricks from the chimney.