Kia Kanuta, on the other hand, is a musician in his early 20s. He too is worried about how he will make it, but for different reasons. Kia works three jobs so he can afford to pay rent and live in Auckland's eastern suburbs. In his free time he creates "down to earth Kiwi tunes".
He plans to make it big in the New Zealand music scene.
His low income is one thing but this agreement could make it harder for Kiwi artists like Kia to get their music heard.
Vegetarian and health-conscious student Danielle Bevins is also facing a dilemma. Danielle is particular about the foods she puts into her body.
As a result, her grocery bill is high but she sees this as a small price to pay for good health. It is important to her to know what is in her food and she relies on accurate and extensive labelling.
This new agreement between the National government and 12 other nations could make knowing what's in her food harder for Danielle and other health-conscious Kiwis.
While Margaret, Kia and Danielle may soon be facing very different problems, these dilemmas all have one thing in common; the TPP agreement.
What is the TPP?
The Trans Pacific Partnership agreement is something few Kiwis know about.
The TPP is a proposed free trade agreement between 12 countries in the Asia-Pacific region. Its aim is to significantly increase foreign investment and regional trading.
Government negotiations started in 2005 and were supposed to conclude in 2012.
Parts of the TPP are so contentious however the involved parties are struggling to come to an accord and the agreement has stalled.
Negotiations have been conducted in secret and what is known about the agreement has been garnered from documents illegally leaked on to notorious web page Wikileaks.
According to leaked material, the TPP will open the door for corporations to sue the government for enforcing laws and regulations (a ban on fracking, smoking control laws) that may hinder profitability.
The Wikileaks documents also warn the TPP will affect changes such as:
-Medicines will become more expensive as overseas pharmaceutical companies gain more influence over Pharmac
-Copyright laws will be tightened and more harshly enforced, restricting internet freedom and access to information
-Parallel importing will be banned, meaning New Zealanders will have to pay more for their food
-It holds the potential to affect the regulation of genetically modified organisms and on the safety of New Zealand food.
-It will make it harder for the Government to further environmental safety laws.
Edward Millar, spokesman for It's Our Future, said the strict secrecy surrounding the agreement was the reason why Kiwis know so little about the negotiations.
"It's concerning that something so potentially important is something so few people know about yet it will bind every part of our government and give a huge amount of power to multinational corporations and investors to influence both the way we make laws and the kinds of laws we are making."
So why sign it?
Trade Minister Tim Groser is a front runner in the negotiations and says he is pushing hard for New Zealand to "come out on top" in an agreement that could substantially increase GDP and foreign investment.
"TPP will open goods markets at the border, reduce regulatory barriers, and liberalise services and investment flows. This is crucial for New Zealand because international trade and investment underpin our economic performance.
"The agreement will include duty free access to TPP goods markets. The TPP group accounts for 40 per cent of New Zealand's goods exports. Substantial benefits are to be had from securing comprehensive, duty free access for our export products, particularly in the agricultural sector where tariffs are prohibitively high across many of the negotiating participants."
Statistics reported on the Asia Pacific Trade website estimate GDP gains for New Zealand of US$2 billion ($2.5 billion) in the year 2025 and an estimated export gain for New Zealand of US$4.1 billion.
Grosser and the National Party are not alone in their thinking. Labour Party MPs have also talked about the potential benefits.
Labour MP Phil Goff says New Zealand has more to lose from being left out of the deal than from the potential consequences of the agreement.
"The nightmare for New Zealand would be for there to be a TPP agreement involving some of our biggest trading partners that we weren't a part of and therefore that we were disadvantaged against in terms of trade of goods and services into those other countries.
"What opponents of the TPP never focus on is what are the consequences for New Zealand if there is a free trade agreement that we are not a party to."
Mr Goff says he has been assured all involved in negotiations are working hard to ensure New Zealand's best interests are looked after.
"What I have been assured of is that we would maintain our sovereign right to legislate against the tobacco industry, the gambling industry, alcohol, particular environmental practices.
"The key point being that legislation we put through would have to treat our own as well as foreign investors and producers equally because that is the nature of free trade agreements. You can't have one rule for your own people and one rule for everyone else."
Mr Groser prefers not to address such issues. "As a standard rule, the Government does not comment on purported leaks. Anything that we have seen purported to be from the TPP is now quite out-of-date."
Since becoming aware of the TPP and what it could mean for her, Margaret is now an active protester of the agreement. She believes a deal will be signed regardless but it is important to her other Kiwis know about the issue and the implications it could have for New Zealand.
Kia has now done his research and knows the challenges Kiwi musicians and artists could face. He would like to see more Kiwis become aware and let the Government know that secrecy is not right.
Danielle is concerned but says the benefits of the TPP outweigh the negatives.
She wants to see New Zealand's economy prosper and this agreement could be the way forward.
As for a peek at any agreement, Mr Groser says New Zealanders will have to wait until the negotiations are over and the deal is done.
Last week in Beijing, Prime Minister John Key said US President Barack Obama has a window of opportunity of about six months to seal the deal.
