Hawkes Bay Today
  • Hawke's Bay Today home
  • Latest news
  • Sport
  • Business
  • Opinion
  • Lifestyle
  • Property
  • Video
  • Death notices
  • Classifieds

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • On The Up
  • Sport
  • Business
  • Opinion
  • Lifestyle
  • Property
    • All Property
    • Residential property listings
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology

Locations

  • Napier
  • Hastings
  • Havelock North
  • Central Hawke's Bay
  • Tararua

Media

  • Video
  • Photo galleries
  • Today's Paper - E-Editions
  • Photo sales
  • Classifieds

Weather

  • Napier
  • Hastings
  • Dannevirke
  • Gisborne

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / Hawkes Bay Today / Business

Jeremy Tauri: Check finances

By Jeremy Tauri
NZME. regionals·
30 Aug, 2015 05:00 PM2 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

This week is money week.

This week is money week.

This week is money week - a great time to give yourself a financial health check. Here are five quick things you can do to make sure you end the week in a better position than you started.

Check out debt: Do you know what you owe, and what interest rates you're being charged on it? Pay off the most expensive debt first.

Start saving: If you don't have a good emergency fund squirrelled away, start one. You can alleviate a lot of stress if you have enough money in the bank to cover you for three months' worth of income. A good idea is to take the money you want to save out of your pay when you first get it.

Make a budget: This doesn't have to be rigid but a budget is an excellent way to make sure that you know where your money is going. Check out your bank statements, you may be surprised at how much money is frittered away on a coffee here or a muffin there. Give yourself a set amount to spend on treats. If it helps, keep cash on you for incidental spending. Being able to see the money makes it harder to spend.

Set goals: Saving is boring if you don't know why you're doing it. Set some smaller goals, maybe a holiday overseas, along the way to big goals like buying a house. Work out how much you will need to save each week to get to those goals and work that into the budget you are creating.

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.

Sort your retirement savings: It seems far off, but the sooner you start saving for your retirement, the better off you'll be and the less you'll have to contribute to hit your target. If you have many years until you want to access your KiwiSaver account, put it in a growth fund. Yes, the returns may be volatile over the next little while and you may even find your balance goes backwards. But this is just a loss "on paper" while you weren't planning to access the money anyway. Ignore it, remember you're in it for the long run and you will find your account bounces back over the long haul.

Discover more

Jeremy Tauri: Wireless brings joy

02 Aug 05:00 PM

Jeremy Tauri: Avoid ACC trap

09 Aug 05:00 PM

Chamber of Commerce Business awards

16 Aug 05:00 PM

Jeremy Tauri: Spend and earn more

06 Sep 05:00 PM
Save

    Share this article

Latest from Business

Premium
Opinion

Nick Stewart: What if you die with a big KiwiSaver balance?

30 May 08:43 PM
Hawkes Bay Today

'She is not going to prison': Woman avoids jail after cousin's fatal mattress fall from car roof

26 May 07:00 AM
Premium
Hawkes Bay Today

KiwiSaver changes 'a burden' for small businesses and self-employed

22 May 08:00 PM

Why Cambridge is the new home of future-focused design

sponsored
Advertisement
Advertise with NZME.

Latest from Business

Premium
Nick Stewart: What if you die with a big KiwiSaver balance?

Nick Stewart: What if you die with a big KiwiSaver balance?

30 May 08:43 PM

OPINION: How to spare your family pain in accessing the funds at a time of suffering.

'She is not going to prison': Woman avoids jail after cousin's fatal mattress fall from car roof

'She is not going to prison': Woman avoids jail after cousin's fatal mattress fall from car roof

26 May 07:00 AM
Premium
KiwiSaver changes 'a burden' for small businesses and self-employed

KiwiSaver changes 'a burden' for small businesses and self-employed

22 May 08:00 PM
Premium
Liam Dann: Upbeat Treasury forecasts GDP growth, rising house prices

Liam Dann: Upbeat Treasury forecasts GDP growth, rising house prices

22 May 05:39 AM
Clean water fuelling Pacific futures
sponsored

Clean water fuelling Pacific futures

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • Hawke's Bay Today e-edition
  • Manage your print subscription
  • Manage your digital subscription
  • Subscribe to Herald Premium
  • Subscribe to the Hawke's Bay Today
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • Hawke's Bay Today
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Bay of Plenty Times
  • Rotorua Daily Post
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • What the Actual
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven CarGuide
  • iHeart Radio
  • Restaurant Hub
NZME
  • NZME Events
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • © Copyright 2025 NZME Publishing Limited
TOP