More rooms will be added to the Napier facility to meet the increasing demand for care.
In Hastings' Ada St, the hub of the village is also being built, which will include a hair dressing salon, cafe, library, gym, administration area and bar. The 25 new homes will increase the size of the village's dwellings to 78.
In Havelock North they are extending the recreation centre which will eventually be home to the village's first cafe, opening early next year.
Summerset chief executive Norah Barlow said the company felt Hawke's Bay was an excellent area for Summerset to continue to invest.
"The region has a thriving population, an ageing population, and is a retirement destination for people as far south as Christchurch and as north as Auckland.
"Having three villages in the area, and to be continuing to develop and invest in all of them, may seem strange to people from outside the Hawke's Bay, but Hastings, Napier and Havelock North all have unique identities.
"People who have lived, worked and raised a family in one centre may not want to move to another.
"Many of these people continue their work in the community when they come to Summerset.
"It's important to us that each village cater to a particular area, rather than investing all our capital in to one place and forcing people to make a difficult decision to move."
The firm is the nation's third largest operator and second largest developer of retirement villages.
