Announcement of 8.15% annual return is a product of time and discipline says Funds Manager James Clague.
With 17 years' experience managing client funds and delivering quality returns, Pacific Wealth Creators' James Clague is well positioned to reflect on long-term wealth generation and funds growth.
In his
view, preserving and growing wealth takes both discipline and patience.
"We often see people chasing high returns without any form of strategy regarding the quality of the investment, and invariably they come unstuck and end up disappointed," said Clague.
"Instead, we take a longer term and strategic view, taking the time required to constantly search for wonderful listed companies that are worthy of our clients investment money. When available at attractive prices, we act so that we can protect and grow each client's wealth rationally, not emotionally."
Protection and return are deeply interconnected. Clague knows that the security of his clients' wealth is something that they hold dear and one cannot pursue quality returns without first knowing the investment strategy is going to protect that wealth.
"The degree to which the concepts of risk and return are misunderstood is somewhat unnerving and Universities have certainly played a big part in that. For example, fixed interest investments are not low risk simply because they are classified as such and paying a fixed return. That fact was driven home in the financial crisis of 2007 and 2008 but many investors have not comprehended the lessons.
We have a deep appreciation for the fact that most clients, or their ancestors, have spent their entire lives working hard to accumulate their wealth. We have no intention of rendering those efforts futile by taking unnecessary risks,. We drive this point home by constantly asking ourselves, 'would I personally invest in this company - as often we will do so alongside clients anyway'," he said.
As evidence of his company's ability in this field, Pacific Wealth Creators has delivered an average client portfolio return of 8.15% to year end March 31 2017 and 10.2% for the past 14 years. This net return is after fees and tax already paid on interest and most foreign dividends.
Pacific Wealth Creators has the experience and evidence to back up their stance on investment, having been established in 2000 to serve the discerning higher-net-worth New Zealand market via a national and international investment focus. Through diligent investing on behalf of its clients, it has successfully survived and thrived though both good times and bad, including the global financial crisis.
"Providing a personalised funds management service to high net worth individuals has been a wonderful privilege and pleasure thanks to our structured approach," said Clague. "We offer a proven research-based investment framework, strong business values, and a commitment to plain English conversations around investment decisions."
A core advantage for Pacific Wealth Creators' clients is the transparency and awareness they have of their portfolio's holdings and weightings.
"Having clients understand both what investments they hold and also why we hold them is an important focus. This changes the entire investment experience from one that can be daunting to one that's enjoyable and empowering."
If you're looking for a Private Client Funds Manager who walks the same investment path as their clients, and one who keeps their fees transparent at all times, then please get in touch for a no-obligation and confidential conversation.
James Clague
P: +64 7 544 2000
james@pacificwealthcreators.com
www.pacificwealthcreators.com
Pacific Wealth Creators is Licensed and a Registered Financial Services Provider (FSP48786)