Ms Kinnaird showed exceptional talents from childhood, the speakers said. She was a leader and team player, always up for bigger and better challenges.
Her husband nicknamed her Captain Itinerary, because she was always planning the next adventure.
Her Australian friends recalled buying paddleboards, which she wanted to take from the river to the sea, and fishing expeditions where she wanted to drive bigger boats and catch bigger fish. Her bicycle accident happened as she was racing to get in front of a group going down a big hill.
A family friend remembered how Ms Kinnaird and his daughter organised a concert for the children at the Waikune Prison playground. They made a stage out of beer crates, and performed on it.
"It was an absolute hit. The children were told what to do, and when, and even when to clap when it finished. They were orders, not requests."
But Ms Kinnaird was also an extremely positive person and a loving and supportive friend, sister and auntie. She liked to help people, even to the extent of being an organ donor.
Her sisters said she was a poster girl for living every moment to the full.
"She was the best big sister that anyone could ask for."
On arrival in Sydney, Ms Kinnaird trained in the hospitality industry and worked in hotels. She was headhunted by Rolex Australia, completed accountancy papers, started her own financial services business and joined the League of Extraordinary Women.
She also excelled at many sports, and was a touch rugby rep for Wanganui, New Zealand and New South Wales. Last year she returned to New Zealand and competed in the Taupo Ironman in March.
"She was the only woman to look amazingly stunning from start to finish. She was prancing along, encouraging the other competitors," a friend said.
Ms Kinnaird had her fatal accident while on a 120km ironman training ride.
Her final communication was a photograph and note left that morning: "Amazing sunrise! Off to ride 120kms, great start to the day! Love you XOXOX."
