Decide how much rest or adventure you need and plan accordingly.
For a restful time mix up your routines - a change is good for a rest. Unplug the phone and computer in order to travel further from life's worries.
Rearrange furniture to give yourself a holiday-only relaxation zone.
Eat different food, plan to sleep in, catch up on friends - with no rush hour travelling across town is easier during holiday periods hour.
Choose new holiday occupations such as reading, games, watching cricket and fishing - fishing is not about catching fish. Each activity is a world of its own so research is needed to fully appreciate why so many people enjoy them.
If it is adventure you seek remember adventure is something you experience, not visit.
Take up a new hobby. Challenge yourself - sprint towards your fears with open arms. Busk where people you know will see you, ask a stranger to dance, say hello to scary strangers.
For many, the highlight of travel is connecting with people from other cultures, so talk to foreign tourists. They are easy to spot with their backpacks, superyachts, white pants and rigid frowns, staring at maps. Invite them home to dinner.
New Zealand is a tourist nation with a wealth of activities on our doorstep.
Be a tourist in your own town and peruse the options at your local visitor centre. Attend local festivals and markets.
The best things in life really are free. Swim, climb, laugh, love.
Take pictures of your holiday. You will need reminders of the fun you had while you saved a bundle.
Use some of those savings to indulge yourself. You deserve it for being so clever and avoiding the Christmas rat race to holiday spots.
Make sure you have a good answer for seasonal small talk asking about your holiday. This is important for children so they don't feel they have missed out.
Make sure they can answer a highlight they are proud of such as surfing, skating or a live music concert. A day trip can give an easy answer to questions about where they went for their holiday.
We live in a small country with diverse scenery so day trips are easy. Your challenge is to find the hidden gems in your part of the world.
Holidays are about you, so look after yourself and plan to make sure you achieve what you want.
You may not be holidaying in an exotic location but you are doing what you want, when you want.
And watching your neighbours working while you aren't can be quite rejuvenating.