"At the moment, everything's stored at different people's houses, it's run from individual's computers, there's no centre point, there's no base. You need it.
"One man from Kerikeri turned up with his own toilet roll because he knew that ours will be knackered," he said.
The planned clubroom building will include a kitchen area, a large lounge area, toilets, storage space and office space.
It will be located directly beside the main playing field and will feature a large verandah deck from where spectators can watch the game.
The club also proposes to build four changing rooms with showers, toilets and a referee's changing room attached.
Mr Luiten said the district council loan, which would provide about one fifth of the funding needed for the project, was a step in the right direction for the club.
Onerahi was now waiting to hear whether its application for a grant of $320,000 from the ASB Community Trust had been successful, Mr Luiten said.
The district council loan was dependant on the club securing the ASB grant.
Whangarei district councillor Sue Glen said she was proud of the soccer club and was happy the council was able to lend a hand.
"I can't help but think that it's their time, everything's in place, everything's in order, you can see the diligence they've put into their application."
Councillor Glen said the interest-free community loan was a hand up, not a hand-out.
"That's what the fund does, it gives them a hand up so that they can then reach that next level.
"What they have had to live through, packing sheds and a water tank for a toilet, it's incredible, but no complaints, no moaning. They had to wait till they built up. I love that, I'm so proud of them."
