"It was fortunate those two guys were there. They have helped to prevent a possible catastrophe," Mr Doughty said.
Fire crews from Mangawhai, Wellsford, Maungaturoto, Waipu and Kaiwaka were called to help extinguish the fire as well as water tankers from Marsden Pt, Paparoa and Mahurangi.
The house was totally damaged and the woman left with only the clothes she was standing in. She was staying with friends in Mangawhai while deciding what to do.
It appears the fire started by embers that had come from a nearby incinerator and landed on material stacked near the house.
Mr Doughty said it was a warning that all rubbish and incinerator fires should be away from building and combustible materials and should be watched carefully, especially in windy conditions.
Mr Doughty's message was succinct. "In the event of a fire get out, call 111 and stay out," he said.
It has been a busy few days for the Mangawhai brigade as they were called to a controlled burn about 7.30pm that jumped fire breaks and was threatening a stand of pine trees. Firefighters go the blaze under control and finished work about midnight.