In each of the six focus areas, disabled people said their human rights were not being met, creating barriers to their inclusion in the community.
Mrs Ruka said disabled people faced a raft of issues when it came to job hunting.
"Some of the people we support could be waiting for half an hour or an hour for a taxi that is able to take wheelchairs."
Services were also spread thin due to the size of the Northland region which added further challenges, Mrs Ruka said.
About one-in-five New Zealanders are living with a disability, says Statistics NZ.
Deputy Health and Disability commissioner Tania Thomas said the report highlighted important issues facing disabled New Zealanders.
"We need to make sure everything we do about our services and the information we provide is highly accessible."