Working a happy feeling

Some people have the misconception that when they receive a benefit of some description from the Government then that is how they earn their money. The dictionary defines "earn" as making money by working.

And "working" means being engaged in paid or voluntary work. Sometimes it is necessary for people to receive a benefit because of illness or being temporarily unemployed because they aren't able to work.

However, many people get used to living on a benefit and lose sight of why it is good for them to earn their money by working.

Some countries have a policy that if you don't work you don't eat.

Think about this: Look at a day when you are supremely satisfied at the end. It is not a day when you lounge around doing nothing. It is a day when you have had everything to do - a real challenge and you've done it.

Some people think they are better off financially on a benefit because they don't have to spend money getting to work. They do not look at the benefits they may gain by working, and where that work may lead them to in the future.

Earning is learning. By working to earn your own money you'll be learning skills you'll need to succeed in the world.

These skills can include things like dealing with money, understanding what customers want and need, getting along with people, using tools and technology, using your time and materials wisely and much more.

Money gives you choices.

If you want to see a movie, get that video game, or go out for burgers with your friends, you'll need cash to do it.

Money you earn for yourself is yours to spend as you choose. Independence is a great feeling. It beats being bored.

By using your brain and your body to do jobs and make cash you'll be energised, have a good time, and make the hours fly by.

How to teach your child this lesson:

Not all countries pay benefits to people when they are unemployed or sick. Research the welfare systems in countries such as Thailand and compare the results with how New Zealanders are treated.

Sylvia Bowden is the author of How To Stop Your Kids From Going Broke, and the New Zealand Household Budget Kit. They are available at bookshops and www.silbo.co.nz