Bay of Plenty Times
  • Bay of Plenty Times home
  • Latest news
  • Business
  • Opinion
  • Lifestyle
  • Property
  • Sport
  • Video
  • Death notices
  • Classifieds

Subscriptions

  • Herald Premium
  • Viva Premium
  • The Listener
  • BusinessDesk

Sections

  • Latest news
  • On The Up
  • Business
  • Opinion
  • Lifestyle
  • Property
    • All Property
    • Residential property listings
  • Rural
    • All Rural
    • Dairy farming
    • Sheep & beef farming
    • Horticulture
    • Animal health
    • Rural business
    • Rural life
    • Rural technology
  • Sport

Locations

  • Coromandel & Hauraki
  • Katikati
  • Tauranga
  • Mount Maunganui
  • Pāpāmoa
  • Te Puke
  • Whakatāne
  • Rotorua

Media

  • Video
  • Photo galleries
  • Today's Paper - E-Editions
  • Photo sales
  • Classifieds

Weather

  • Thames
  • Tauranga
  • Whakatāne
  • Rotorua

NZME Network

  • Advertise with NZME
  • OneRoof
  • Driven Car Guide
  • BusinessDesk
  • Newstalk ZB
  • Sunlive
  • ZM
  • The Hits
  • Coast
  • Radio Hauraki
  • The Alternative Commentary Collective
  • Gold
  • Flava
  • iHeart Radio
  • Hokonui
  • Radio Wanaka
  • iHeartCountry New Zealand
  • Restaurant Hub
  • NZME Events

SubscribeSign In
Advertisement
Advertise with NZME.
Home / Bay of Plenty Times / Business

Small steps to achieve your big picture

By Liz Koh
NZME. regionals·
2 Sep, 2016 02:53 AM2 mins to read

Subscribe to listen

Access to Herald Premium articles require a Premium subscription. Subscribe now to listen.
Already a subscriber?  Sign in here

Listening to articles is free for open-access content—explore other articles or learn more about text-to-speech.
‌
Save

    Share this article

It's great to have big, audacious goals to achieve, but take small steps to get there.

It's great to have big, audacious goals to achieve, but take small steps to get there.

It's great to have big, audacious goals to achieve. Perhaps you want to retire early, become financially free, or become a multi-millionaire.

To achieve big goals, you have do things differently than you have done them before.

However, finding the confidence to take a big leap out of your comfort zone is not easy.

Big goals can seem unachievable at first, as well as scary, so a good plan is to take small steps initially rather than a giant leap. Small steps successfully achieved give you a sense of making progress while building your confidence.

Clarify your starting point: You can't achieve a goal without knowing where you are starting from. It's no different than taking a road trip. If your destination is Whitianga, the route you take, and the time you take to get there, will be different depending on whether you are starting out in Auckland, Wellington or Christchurch. Take stock of your current situation including your assets, debts and income and then develop your strategy.

Advertisement
Advertise with NZME.
Advertisement
Advertise with NZME.

Make one small change at a time: Set up a regular payment into a savings account, even if it is just a small amount. Review your KiwiSaver fund. Investigate ways to increase your income. Research investment opportunities. Doing something every day to take you towards your goals can add up to big progress over time.

Track your progress: What gets measured gets done! A simple way to achieve your goals is to create an image you can use to mark your progress. For example, if you want to reduce debt, draw a flower with a number of petals each of which represents a unit of debt ($100, $1000 or $10,000). As you pay off each unit, colour in a petal so you finish with a flower.

- Liz Koh is an authorised financial adviser. The advice given is general and does not constitute specific advice. A disclosure statement is free. Call 0800 273 847. For free e-books, see moneymax.co.nz and moneymaxcoach.com.

Advertisement
Advertise with NZME.
Save

    Share this article

Latest from Business

Bay of Plenty Times

'This is the perfect food': Comvita founder on honey's healing journey

07 Jun 10:00 PM
Premium
Bay of Plenty Times

60 jobs gone: Ballance boss tells of 'very difficult' announcement

06 Jun 08:31 PM
Bay of Plenty Times

Ballance confirms 60 job losses, end of manufacturing at Mount Maunganui

05 Jun 11:28 PM

Why Cambridge is the new home of future-focused design

sponsored
Advertisement
Advertise with NZME.

Latest from Business

'This is the perfect food': Comvita founder on honey's healing journey

'This is the perfect food': Comvita founder on honey's healing journey

07 Jun 10:00 PM

Alan Bougen founded Comvita with Claude Stratford, inspired by bees and healing.

Premium
60 jobs gone: Ballance boss tells of 'very difficult' announcement

60 jobs gone: Ballance boss tells of 'very difficult' announcement

06 Jun 08:31 PM
Ballance confirms 60 job losses, end of manufacturing at Mount Maunganui

Ballance confirms 60 job losses, end of manufacturing at Mount Maunganui

05 Jun 11:28 PM
Premium
Opinion: Is the US dollar losing its shine on the global stage?

Opinion: Is the US dollar losing its shine on the global stage?

01 Jun 04:00 PM
Clean water fuelling Pacific futures
sponsored

Clean water fuelling Pacific futures

NZ Herald
  • About NZ Herald
  • Meet the journalists
  • Newsletters
  • Classifieds
  • Help & support
  • Contact us
  • House rules
  • Privacy Policy
  • Terms of use
  • Competition terms & conditions
  • Our use of AI
Subscriber Services
  • Bay of Plenty Times e-edition
  • Manage your print subscription
  • Manage your digital subscription
  • Subscribe to Herald Premium
  • Subscribe to the Bay of Plenty Times
  • Gift a subscription
  • Subscriber FAQs
  • Subscription terms & conditions
  • Promotions and subscriber benefits
NZME Network
  • Bay of Plenty Times
  • The New Zealand Herald
  • The Northland Age
  • The Northern Advocate
  • Waikato Herald
  • Rotorua Daily Post
  • Hawke's Bay Today
  • Whanganui Chronicle
  • Viva
  • NZ Listener
  • What the Actual
  • Newstalk ZB
  • BusinessDesk
  • OneRoof
  • Driven CarGuide
  • iHeart Radio
  • Restaurant Hub
NZME
  • About NZME
  • NZME careers
  • Advertise with NZME
  • Digital self-service advertising
  • Book your classified ad
  • Photo sales
  • NZME Events
  • © Copyright 2025 NZME Publishing Limited
TOP