This could be mitigated by providing another outlet or raising stopbanks but "both options are likely to be technically difficult and very high cost".
The report said previous attempts to dredge near the bar where the channel depth is deeper than the seabed had also proven problematic.
"It should be noted that a major dredging campaign on the bar in the late 1980s spent a reported $1million on dredging with the bar reportedly infilled within six weeks."
Midwest Ferries are preparing a business case for a service between Whanganui and Motueka.
An initial study commissioned by Midwest said the service was technically and financially feasible.
A peer review of that report commissioned by the council said that study contained "an unusually large number of areas 'parked' for future study and some critical assumptions" and that much more work was needed.