The government will subsidise your selected or default KiwiSaver scheme fees (up to $40 a year per member)

The maximum payment for an annual member tax credit is $521 per year

There is only one tax rate that is applied to all KiwiSaver investment earnings

Normally, you'll need to contribute for 12 months before you can take a 'contributions holiday' (ie: stop regular contributions)

The government will match your contributions up to $20 each week provided you meet specified criteria

You can belong to more than one KiwiSaver scheme at a time

You can still make voluntary contributions to your KiwiSaver scheme even if you are on a 'contributions holiday'

You can apply for a 'contributions holiday' for between 3 months and five years

You can withdraw contributions when you reach the age of eligibility for NZ Super or you have been a KiwiSaver member for five years, whichever is later

If you are a member of a KiwiSaver scheme and you change jobs, your new employer will automatically start contributing to your KiwiSaver

As of 1 April 2013, the minimum employer contribution to your KiwiSaver scheme increased from 2% to 3% of your (before-tax) salary or wages

You can apply to make withdrawals or stop regular contributions in particular situations (for example, serious illness or significant financial hardship)

You may be eligible for a first home withdrawal to help you purchase your first home 3 years after the first contribution is made to your KiwiSaver account

If you start a new job with a new employer you will be automatically enrolled into a KiwiSaver scheme (unless you are already a KiwiSaver member)

You can contribute 3%, 4% or 8% of your (before-tax) salary or wages into your KiwiSaver account

The government contributes $1,000 tax-free to your KiwiSaver account soon after you join the scheme