If you're a contractor, such as a real estate agent, having withholding tax deducted from your income, you probably look forward to the end of the tax year, knowing you're going to get a refund.
When you claim your expenses against the 20 per cent tax deducted from your income during the year, it can sometimes create a sizeable refund.
That means lots of people want their tax returns done as quickly as possible.
But what if you didn't have to wait a year for your money and you could instead pay less tax on each payment you receive throughout the year instead?
From April 1, there's some flexibility available on the tax rates you're able to use.