Millionaires may be a rare breed but their secrets to abundant wealth are actually a lot more straightforward than you might think.
Money expert Alan Andrews of Kis Finance has revealed to the Daily Mail the simple rules that rich people swear by for making - and maintaining - their wealth.
From how you invest to ensuring you charge your friends for your time, he shares the ultimate money-making secrets - and how the rich have used them to their advantage.
Avoid becoming a busy fool: It is very easy to become very busy doing things that are a huge drain on time but have little or no end value. For example, taking on too many projects that are unlikely to come to anything.
Invest wisely: Don't invest in anything unless you are prepared to put at least 10 per cent of your net worth into it: Some people invest in lots of little things with the belief that it might be a good investment, but when it comes down to it are not that sure.