"It doesn't matter what walk of life you're from, it's not getting easier to budget, it's getting harder," she said.
With more than 150 clients and numbers rising, Suzie said she believes people simply can't survive on a benefit.
"Yes, people do need to be educated on how to budget, but it's very hard for the ones on benefits," she said.
From a farming background, Suzie spent eight years for as a customer service officer and a consultant in the banking industry and the last 12 months as a mum.
"It was the first time I'd been a full time mum to my daughter, who's 11," she said.
The Dannevirke and Districts Budgeting Service can be contacted on 06 374-5211.