I dropped the phone and my mum listened helplessly to the crash. Myself and my passenger were unhurt but the cost of repairs to my car - and the one I had hit - meant I had to sell mine.
You would think I'd have learned my lesson but I have to confess that, 12 years on, when the practice was illegal, I became one of the 380 drivers on Western Bay roads given a ticket for driving around the Mount while discussing my plans for the evening.
I think the penalty for talking on a cellphone, texting or using it in any way, needs to be much higher. The threat of a $500 fine would be enough for me to keep it firmly secured in my handbag.
Admitting to my crimes was frowned upon by some in the newsroom but a quick survey found one was an accomplished smartphone texter and driver and the other two regularly spoke on their phones while driving. They just hadn't been caught yet.
Obviously, the fact it's illegal and the threat of a fine and demerit points is not stopping motorists driving and dialling, but there will be a price that does. If only the same fine could then be applied to those who use them at the dinner table.