Latest from Mary Holm on investing

Mary Holm: Stop penny pinching and hit the road
71-year-old retirees are well-placed to relax and enjoy pleasures like travel.

Top five columns of 2019: Mary Holm on mortgages, Kiwisaver and winning Lotto
These were the top five advice columns from finance writer Mary Holm.

Mary Holm: Enjoy the kids now — money can wait
A young family with a home can afford to delay serious saving.

Mary Holm: As markets fall, should you upsize your KiwiSaver contributions?
Putting 18 per cent of your pay into KiwiSaver is a big commitment — with a big payoff.

Weighing up best place to grow nest egg
I have $400,000 to invest. Should I invest in a rental property or invest somewhere else?

Save for retirement or tackle mortgage?
It's important to weigh up whether KiwiSaver is a priority or paying off mortgage sooner.

Does investing have to be a battle of the sexes?
Research shows women tend to buy and hold investments, while men are more likely to trade.

I'm 29 and single with a baby: So what can I do with my $95,000?
Mary Holm: How laddering your money can help your savings to climb.

Holm: Complexities of tax on share gains
COMMENT: Finding clear rules about obligations on trading profits proves hard.

Sailing ahead with term deposits
COMMENT: Rates aren't as bad as they seem, once you take account of low inflation.

'Real' or not, fund returns add up
COMMENT: There's more than one way to calculate your KiwiSaver gains.

How much fun is too much fun?
COMMENT: While some people don't save enough to retire, some save too much.

Taming a mortgage the size of Africa
COMMENT: Any bust in house prices won't affect everyone in the same way.

Picking through the fund fruit salad
Don't fall into the old apples v oranges trap when checking your fund's returns.

60-plus, swindled and flat broke
Finding yourself with nothing close to retirement age can be daunting

Home - where the heart is?
COMMENT: For some, a home is just a building. For others. it's a place to cherish.

$210 a week, but there's a way out
COMMENT: Long-time saver looks for a way to escape the benefit trap, writes Mary Holm.

Untouched credit can be travel aid
Funds handy for urgent medical care but urge to shop is a hazard.

Mary Holm: Choose the right fund, minus the agony
Nobody knows which investment will turn out best, so it's not worth too much worry, writes Mary Holm.

Mary Holm: When money is needed right this minute
Mary Holm answers readers personal finance queries.

Holm: Where to put emergency money
COMMENT: Laddering means you'll always have some cash available.