Each week the NZ Herald and Newstalk ZB's Cooking The Books podcast tackles a different money problem. Today, it's the newest episode of our OneRoof-partnered series, on how to avoid the specific pitfalls that come with each property type. Hosted by Frances Cook.

When people are trying to get onto the property ladder, they're often told to think outside the box.

Sure, you might have grown up in a standard three-bedroom house surrounded by garden, but that's unlikely to be what you can afford when you're trying to get into that elusive first home.

Or frankly maybe you just don't

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